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Bancontander ChileBSAC +1.62%74 EV-to-OCF is 155.77 as of Aug. 06, 2026, which is 883% above its 10-year median of 15.84. GuruFocus rates BSAC with a GF Score™ of 74/100 and a GF Value™ of $31.28 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,500 Banks companies, Bancontander Chile ranks worse than 98.33% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bancontander Chile's Enterprise Value is $24,187 Mil.
Bancontander Chile's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $155 Mil. Therefore, Bancontander Chile's EV-to-OCF for today is 155.77.
The historical rank and industry rank for Bancontander Chile's EV-to-OCF or its related term are showing as below:
BSAC'
s EV-to-OCF Range Over the Past 10 Years
Min: -190.49 Med: 15.84 Max: 555.83
Current: 155.77
During the past 13 years, the highest EV-to-OCF of Bancontander Chile was 555.83. The lowest was -190.49. And the median was 15.84.
BSAC's EV-to-OCF is ranked worse than 98.33% of 1500
companies
in the Banks industry
Industry Median: 3.985
vs BSAC: 155.77
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bancontander Chile's PE Ratio (TTM) for today is calculated as:
Bancontander Chile's share price for today is $35.82.
Bancontander Chile's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.666.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bancontander Chile EV-to-OCF Related Terms
Bancontander Chile EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Bancontander Chile's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancontander Chile's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's EV-to-OCF falls into.
Bancontander Chile's current Enterprise Value is $24,187 Mil.
Bancontander Chile's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $155 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancontander Chile (BSAC) has a EV-to-OCF of 155.77 as of Aug. 06, 2026. This is 883% above median its historical median of 15.84. According to the industry distribution chart, Bancontander Chile ranks #1475 out of 1500 companies in the Banks industry, placing it in the top 98.3%.
Is Bancontander Chile's EV-to-OCF too high?
Bancontander Chile's current EV-to-OCF of 155.77 is 883% above median its 10-year median of 15.84. The Banks industry median EV-to-OCF is 3.99. Bancontander Chile's value of 155.77 is 3808.9% above this industry median. Based on the distribution chart, Bancontander Chile ranks #1475 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bancontander Chile has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #1475 out of 1500 companies for EV-to-OCF. This places Bancontander Chile in the lower half of its industry. The industry median EV-to-OCF is 3.99. Bancontander Chile's value of 155.77 is 3808.9% above this benchmark. While the company's 10-year median is 15.84 vs. the industry median of 3.99, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current EV-to-OCF of 155.77 is 3808.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current EV-to-OCF is 155.77, which is 883% above median its own 10-year median of 15.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.28, compared to a current price of $35.82 — trading 14.5% above its estimated fair value. The current EV-to-OCF is 155.77, which is 883% above median its 10-year median of 15.84 and 3808.9% above the Banks industry median of 3.99. Bancontander Chile's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current EV-to-OCF is 155.77 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (BSAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of $35.82 is trading 14.5% above its estimated GF Value™ of $31.28.
GuruFocus considers Bancontander Chile to be Modestly Overvalued.
Key valuation signals for BSAC:
EV-to-OCF: 155.77 (883% above median its 10-year median of 15.84)
GF Value™: $31.28 vs. price of $35.82 (14.5% above fair value)
Industry Position: 3808.9% above the Banks median (#1475 of 1500)
No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
74GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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