BSAC (Bancontander Chile) Days Payable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSAC Banco Santander Chile BSAC
76 GF Score
Price $33.49
GF Value $30.12
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Bancontander Chile Days Payable?

Days Payable does not apply to banks and insurance companies.

BSAC
76GF Score
Banco Santander Chile BSAC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $33.49 is trading 11.2% above its estimated GF Value™ of $30.12. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSAC:

  • Days Payable:
  • GF Value™: $30.12 vs. price of $33.49 (11.2% above fair value)
  • GF Score™: 76/100 with 9 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
76GF Score

Get the complete analysis for BSAC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.49
Price
$30.12
GF Value