BSAC (Bancontander Chile) Margin of Safety % (DCF FCF Based): -2,235.04% (As of Jun. 25, 2026)


BSAC Banco Santander Chile BSAC
77 GF Score
Price $31.99
GF Value $30.25
Valuation Fairly Valued
! 8 Warning Signs
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What is Bancontander Chile Margin of Safety % (DCF FCF Based)?

Bancontander Chile BSAC +1.68% 77 Margin of Safety % (DCF FCF Based) is -2,235.04% as of Jun. 25, 2026. GuruFocus rates BSAC with a GF Score™ of 77/100 and a GF Value™ of $30.25 (Fairly Valued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Bancontander Chile's Predictability Rank is 4.5-Stars. Bancontander Chile's intrinsic value calculated from the Discounted FCF model is $30.64 and current share price is $31.99. Consequently,

Bancontander Chile's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -2,235.04%.

BSAC vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Bancontander Chile's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bancontander Chile Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Margin of Safety % (DCF FCF Based) falls into.


BSAC
77GF Score
Banco Santander Chile BSAC
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Chile Margin of Safety % (DCF FCF Based) Calculation

Bancontander Chile's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1.37-31.99)/1.37
=-2,235.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -2,235.04% mean?
Bancontander Chile (BSAC) has a Margin of Safety % (DCF FCF Based) of -2,235.04% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bancontander Chile.
Is Bancontander Chile's Margin of Safety % (DCF FCF Based) too high?
Bancontander Chile's current Margin of Safety % (DCF FCF Based) is -2,235.04%. Overall, Bancontander Chile has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
Bancontander Chile's Margin of Safety % (DCF FCF Based) of -2,235.04% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bancontander Chile. Bancontander Chile's current Margin of Safety % (DCF FCF Based) is -2,235.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Fairly Valued. The stock's GF Value™ is $30.25, compared to a current price of $31.99 — trading 5.8% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -2,235.04%. Bancontander Chile's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current Margin of Safety % (DCF FCF Based) is -2,235.04% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $31.99 is trading 5.8% above its estimated GF Value™ of $30.25. GuruFocus considers Bancontander Chile to be Fairly Valued.

Key valuation signals for BSAC:

  • Margin of Safety % (DCF FCF Based): -2,235.04%
  • GF Value™: $30.25 vs. price of $31.99 (5.8% above fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
77GF Score

Get the complete analysis for BSAC

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$30.25
GF Value