Bancontander ChileBSAC +1.54%77 PS Ratio is 4.49 as of Jun. 30, 2026, which is 11% above its 10-year median of 4.05. GuruFocus rates BSAC with a GF Score™ of 77/100 and a GF Value™ of $30.11 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,519 Banks companies, Bancontander Chile ranks worse than 77.88% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bancontander Chile's share price is $32.93.
Bancontander Chile's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.34. Hence, Bancontander Chile's PS Ratio for today is 4.49.
Warning Sign:
Banco Santander Chile stock PS Ratio (=4.42) is close to 5-year high of 4.81.
The historical rank and industry rank for Bancontander Chile's PS Ratio or its related term are showing as below:
BSAC'
s PS Ratio Range Over the Past 10 Years
Min: 2.5 Med: 4.05 Max: 5.85
Current: 4.49
During the past 13 years, Bancontander Chile's highest PS Ratio was 5.85. The lowest was 2.50. And the median was 4.05.
BSAC's PS Ratio is ranked worse than 77.88% of 1519
companies
in the Banks industry
Industry Median: 2.97
vs BSAC: 4.49
Banco Santander Chile has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Bancontander Chile was 3.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 9.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.00% per year.
During the past 13 years, Bancontander Chile's highest 3-Year average Revenue per Share Growth Rate was 14.00% per year. The lowest was -2.10% per year. And the median was 5.40% per year.
Back to Basics: PS Ratio
Bancontander Chile (NYSE:BSAC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Bancontander Chile PS Ratio Related Terms
Bancontander Chile PS Ratio Historical Data
* Premium members only.
The historical data trend for Bancontander Chile's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancontander Chile's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bancontander Chile's Share Price of today is $32.93. Bancontander Chile's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bancontander Chile (BSAC) has a PS Ratio of 4.49 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bancontander Chile and its competitors. This is 11% above median its historical median of 4.05. Over the past decade, Bancontander Chile's PS Ratio has ranged from 2.50 to 5.85. According to the industry distribution chart, Bancontander Chile ranks #1183 out of 1519 companies in the Banks industry, placing it in the top 77.9%.
Is Bancontander Chile's PS Ratio too high?
Bancontander Chile's current PS Ratio of 4.49 is 11% above median its 10-year median of 4.05. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 5.85. The Banks industry median PS Ratio is 2.97. Bancontander Chile's value of 4.49 is 51.2% above this industry median. Based on the distribution chart, Bancontander Chile ranks #1183 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bancontander Chile has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #1183 out of 1519 companies for PS Ratio. This places Bancontander Chile in the lower half of its industry. The industry median PS Ratio is 2.97. Bancontander Chile's value of 4.49 is 51.2% above this benchmark. Historically, Bancontander Chile's own PS Ratio has ranged from 2.50 to 5.85 over the past decade. While the company's 10-year median is 4.05 vs. the industry median of 2.97, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current PS Ratio of 4.49 is 51.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current PS Ratio is 4.49, which is 11% above median its own 10-year median of 4.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Fairly Valued. The stock's GF Value™ is $30.11, compared to a current price of $32.93 — trading 9.4% above its estimated fair value. The current PS Ratio is 4.49, which is 11% above median its 10-year median of 4.05 and 51.2% above the Banks industry median of 2.97. Bancontander Chile's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current PS Ratio is 4.49 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (BSAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of $32.93 is trading 9.4% above its estimated GF Value™ of $30.11.
GuruFocus considers Bancontander Chile to be Fairly Valued.
Key valuation signals for BSAC:
PS Ratio: 4.49 (11% above median its 10-year median of 4.05)
GF Value™: $30.11 vs. price of $32.93 (9.4% above fair value)
Industry Position: 51.2% above the Banks median (#1183 of 1519)
No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
77GF Score
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