BSAC (Bancontander Chile) Shiller PE Ratio: (As of Sep. 21, 2026)

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BSAC Banco Santander Chile BSAC
72 GF Score
Price $34.26
GF Value $30.60
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Bancontander Chile Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancontander Chile  (NYSE:BSAC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Bancontander Chile Shiller PE Ratio Related Terms


Bancontander Chile Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Bancontander Chile's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Chile Shiller PE Ratio Chart

Bancontander Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.73 6.87 8.67 8.49 13.53

Bancontander Chile Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.95 11.39 13.29 14.04 13.46

BSAC vs USB, PNC: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Bancontander Chile's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Chile Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Shiller PE Ratio falls into.


BSAC
72GF Score
Banco Santander Chile BSAC
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Chile Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bancontander Chile's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Bancontander Chile's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.9013/162.5100*162.5100
=0.901

Current CPI (Jun. 2026) = 162.5100.

Bancontander Chile Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.391 104.521 0.608
201612 0.349 104.532 0.542
201703 0.461 105.752 0.709
201706 0.481 105.730 0.739
201709 0.454 106.035 0.696
201712 0.451 106.907 0.686
201803 0.532 107.670 0.803
201806 0.528 108.421 0.791
201809 0.416 109.369 0.618
201812 0.489 109.653 0.725
201903 0.399 110.339 0.588
201906 0.531 111.352 0.776
201909 0.417 111.821 0.606
201912 0.328 112.943 0.472
202003 0.380 114.468 0.539
202006 0.219 114.283 0.311
202009 0.286 115.275 0.403
202012 0.512 116.299 0.715
202103 0.533 117.770 0.736
202106 0.557 118.630 0.763
202109 0.485 121.431 0.649
202112 0.760 124.634 0.991
202203 0.619 128.850 0.781
202206 0.718 133.448 0.874
202209 0.426 138.101 0.501
202212 0.198 140.574 0.229
202303 0.355 143.145 0.403
202306 0.337 143.538 0.382
202309 0.141 145.172 0.158
202312 0.616 146.109 0.685
202403 0.269 148.551 0.294
202406 0.494 149.592 0.537
202409 0.555 151.212 0.596
202412 0.599 152.774 0.637
202503 0.612 155.783 0.639
202506 0.611 155.754 0.638
202509 0.548 157.870 0.564
202512 0.509 158.040 0.523
202603 0.654 160.190 0.664
202606 0.901 162.510 0.901

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $34.26 is trading 12% above its estimated GF Value™ of $30.60. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSAC:

  • Shiller PE Ratio:
  • GF Value™: $30.60 vs. price of $34.26 (12% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
72GF Score

Get the complete analysis for BSAC

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.26
Price
$30.60
GF Value