Bancontander ChileBSAC +0.41%77 PEG Ratio is 1.54 as of Jun. 28, 2026, which is 22% below its 10-year median of 1.98. GuruFocus rates BSAC with a GF Score™ of 77/100 and a GF Value™ of $29.82 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,231 Banks companies, Bancontander Chile ranks worse than 50.61% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bancontander Chile's PEG Ratio or its related term are showing as below:
BSAC'
s PEG Ratio Range Over the Past 10 Years
Min: 1.29 Med: 1.98 Max: 3.54
Current: 1.54
During the past 13 years, Bancontander Chile's highest PEG Ratio was 3.54. The lowest was 1.29. And the median was 1.98.
BSAC's PEG Ratio is ranked worse than 50.61% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs BSAC: 1.54
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bancontander Chile (NYSE:BSAC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bancontander Chile PEG Ratio Related Terms
Bancontander Chile PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bancontander Chile's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancontander Chile's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bancontander Chile (BSAC) has a PEG Ratio of 1.54 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bancontander Chile and its competitors. This is 22% below median its historical median of 1.98. Over the past decade, Bancontander Chile's PEG Ratio has ranged from 1.29 to 3.54. According to the industry distribution chart, Bancontander Chile ranks #623 out of 1231 companies in the Banks industry, placing it in the top 50.6%.
Is Bancontander Chile's PEG Ratio too high?
Bancontander Chile's current PEG Ratio of 1.54 is 22% below median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 3.54. The Banks industry median PEG Ratio is 1.52. Bancontander Chile's value of 1.54 is 1.3% above this industry median. Based on the distribution chart, Bancontander Chile ranks #623 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, Bancontander Chile has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #623 out of 1231 companies for PEG Ratio. This places Bancontander Chile in the lower half of its industry. The industry median PEG Ratio is 1.52. Bancontander Chile's value of 1.54 is 1.3% above this benchmark. Historically, Bancontander Chile's own PEG Ratio has ranged from 1.29 to 3.54 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 1.52, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current PEG Ratio of 1.54 is 1.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current PEG Ratio is 1.54, which is 22% below median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Fairly Valued. The stock's GF Value™ is $29.82, compared to a current price of $32.12 — trading 7.7% above its estimated fair value. The current PEG Ratio is 1.54, which is 22% below median its 10-year median of 1.98 and 1.3% above the Banks industry median of 1.52. Bancontander Chile's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current PEG Ratio is 1.54 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (BSAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of $32.12 is trading 7.7% above its estimated GF Value™ of $29.82.
GuruFocus considers Bancontander Chile to be Fairly Valued.
Key valuation signals for BSAC:
PEG Ratio: 1.54 (22% below median its 10-year median of 1.98)
GF Value™: $29.82 vs. price of $32.12 (7.7% above fair value)
Industry Position: 1.3% above the Banks median (#623 of 1231)
No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
77GF Score
Get the complete analysis for BSAC
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