BSAC (Bancontander Chile) 3-1 Month Momentum %: 2.97% (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSAC Banco Santander Chile BSAC
74 GF Score
Price $34.61
GF Value $31.31
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Bancontander Chile 3-1 Month Momentum %?

Bancontander Chile BSAC -1.31% 74 3-1 Month Momentum % is 2.97% as of Jul. 31, 2026. GuruFocus rates BSAC with a GF Score™ of 74/100 and a GF Value™ of $31.31 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,579 Banks companies, Bancontander Chile ranks better than 58.77% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Bancontander Chile's 3-1 Month Momentum % is 2.97%.

The industry rank for Bancontander Chile's 3-1 Month Momentum % or its related term are showing as below:

BSAC's 3-1 Month Momentum % is ranked better than
58.77% of 1579 companies
in the Banks industry
Industry Median: 2.74 vs BSAC: 2.97

Bancontander Chile  (NYSE:BSAC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Bancontander Chile 3-1 Month Momentum % Related Terms


BSAC vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Bancontander Chile's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Chile 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's 3-1 Month Momentum % falls into.


BSAC
74GF Score
Banco Santander Chile BSAC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Chile  (NYSE:BSAC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 2.97% mean?
Bancontander Chile (BSAC) has a 3-1 Month Momentum % of 2.97% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bancontander Chile and its competitors. According to the industry distribution chart, Bancontander Chile ranks #651 out of 1579 companies in the Banks industry, placing it in the top 41.2%.
Is Bancontander Chile's 3-1 Month Momentum % too high?
Bancontander Chile's current 3-1 Month Momentum % is 2.97%. The Banks industry median 3-1 Month Momentum % is 2.74. Bancontander Chile's value of 2.97% is 8.4% above this industry median. Based on the distribution chart, Bancontander Chile ranks #651 out of 1579 companies in the Banks industry, which is above the industry midpoint. Overall, Bancontander Chile has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #651 out of 1579 companies for 3-1 Month Momentum %. This puts Bancontander Chile in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.74. Bancontander Chile's value of 2.97% is 8.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current 3-1 Month Momentum % of 2.97% is 8.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current 3-1 Month Momentum % is 2.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.31, compared to a current price of $34.61 — trading 10.5% above its estimated fair value. The current 3-1 Month Momentum % is 2.97% and 8.4% above the Banks industry median of 2.74. Bancontander Chile's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current 3-1 Month Momentum % is 2.97% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $34.61 is trading 10.5% above its estimated GF Value™ of $31.31. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSAC:

  • 3-1 Month Momentum %: 2.97%
  • GF Value™: $31.31 vs. price of $34.61 (10.5% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 8.4% above the Banks median (#651 of 1579)

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
74GF Score

Get the complete analysis for BSAC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.61
Price
$31.31
GF Value