BSAC (Bancontander Chile) Quality Rank


BSAC Banco Santander Chile BSAC
77 GF Score
Price $32.66
GF Value $30.32
Valuation Fairly Valued
! 8 Warning Signs
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What is Bancontander Chile Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Bancontander Chile Quality Rank Related Terms

BSAC
77GF Score
Banco Santander Chile BSAC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $32.66 is trading 7.7% above its estimated GF Value™ of $30.32. GuruFocus considers Bancontander Chile to be Fairly Valued.

Key valuation signals for BSAC:

  • Quality Rank:
  • GF Value™: $30.32 vs. price of $32.66 (7.7% above fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
77GF Score

Get the complete analysis for BSAC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.66
Price
$30.32
GF Value