Bancontander ChileBSAC +1.59%76 5-Year Yield-on-Cost % is 11.54 as of Jul. 12, 2026, which is 1% above its 10-year median of 11.46. GuruFocus rates BSAC with a GF Score™ of 76/100 and a GF Value™ of $30.15 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,258 Banks companies, Bancontander Chile ranks better than 89.11% on this metric.
Bancontander Chile's yield on cost for the quarter that ended in Mar. 2026 was 11.54.
The historical rank and industry rank for Bancontander Chile's 5-Year Yield-on-Cost % or its related term are showing as below:
BSAC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.03 Med: 11.46 Max: 20.44
Current: 11.54
During the past 13 years, Bancontander Chile's highest Yield on Cost was 20.44. The lowest was 5.03. And the median was 11.46.
BSAC's 5-Year Yield-on-Cost % is ranked better than 89.11% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs BSAC: 11.54
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bancontander Chile 5-Year Yield-on-Cost % Related Terms
BSAC vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bancontander Chile's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bancontander Chile (BSAC) has a 5-Year Yield-on-Cost % of 11.54 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bancontander Chile and its competitors. This is near median its historical median of 11.46. Over the past decade, Bancontander Chile's 5-Year Yield-on-Cost % has ranged from 5.03 to 20.44. According to the industry distribution chart, Bancontander Chile ranks #137 out of 1258 companies in the Banks industry, placing it in the top 10.9%.
Is Bancontander Chile's 5-Year Yield-on-Cost % too high?
Bancontander Chile's current 5-Year Yield-on-Cost % of 11.54 is near median its 10-year median of 11.46. Over the past 10 years, this metric has ranged from a low of 5.03 to a high of 20.44. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Bancontander Chile's value of 11.54 is 196.7% above this industry median. Based on the distribution chart, Bancontander Chile ranks #137 out of 1258 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bancontander Chile has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #137 out of 1258 companies for 5-Year Yield-on-Cost %. This places Bancontander Chile in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Bancontander Chile's value of 11.54 is 196.7% above this benchmark. Historically, Bancontander Chile's own 5-Year Yield-on-Cost % has ranged from 5.03 to 20.44 over the past decade. While the company's 10-year median is 11.46 vs. the industry median of 3.89, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current 5-Year Yield-on-Cost % of 11.54 is 196.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current 5-Year Yield-on-Cost % is 11.54, which is near median its own 10-year median of 11.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.15, compared to a current price of $33.96 — trading 12.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 11.54, which is near median its 10-year median of 11.46 and 196.7% above the Banks industry median of 3.89. Bancontander Chile's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current 5-Year Yield-on-Cost % is 11.54 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (BSAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of $33.96 is trading 12.6% above its estimated GF Value™ of $30.15.
GuruFocus considers Bancontander Chile to be Modestly Overvalued.
Key valuation signals for BSAC:
5-Year Yield-on-Cost %: 11.54 (near median its 10-year median of 11.46)
GF Value™: $30.15 vs. price of $33.96 (12.6% above fair value)
Industry Position: 196.7% above the Banks median (#137 of 1258)
No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
76GF Score
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