UNTY (Unity Bancorp) Gross Loan: $2,601.7 Mil (As of Mar. 2026)

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UNTY Unity Bancorp Inc UNTY
84 GF Score
Price $58.89
GF Value $52.48
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unity Bancorp Gross Loan?

Unity Bancorp UNTY +0.37% 84 Gross Loan is $2,601.7 Mil as of Mar. 2026. GuruFocus rates UNTY with a GF Score™ of 84/100 and a GF Value™ of $52.48 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Unity Bancorp's Gross Loan for the quarter that ended in Mar. 2026 was $2,601.7 Mil.

Unity Bancorp's quarterly Gross Loan increased from Sep. 2025 ($2,468.5 Mil) to Dec. 2025 ($2,544.7 Mil) and increased from Dec. 2025 ($2,544.7 Mil) to Mar. 2026 ($2,601.7 Mil).

Unity Bancorp's annual Gross Loan increased from Dec. 2023 ($2,172.1 Mil) to Dec. 2024 ($2,260.7 Mil) and increased from Dec. 2024 ($2,260.7 Mil) to Dec. 2025 ($2,544.7 Mil).

Unity Bancorp Gross Loan Related Terms

Unity Bancorp Gross Loan Historical Data

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The historical data trend for Unity Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Gross Loan Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,649.45 2,106.56 2,172.06 2,260.66 2,544.71

Unity Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,382.59 2,468.53 2,544.71 2,601.66 2,682.49
UNTY
84GF Score
Unity Bancorp Inc UNTY
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $2,601.7 Mil mean?
Unity Bancorp (UNTY) has a Gross Loan of $2,601.7 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Unity Bancorp and its competitors.
Is Unity Bancorp's Gross Loan too high?
Unity Bancorp's current Gross Loan is $2,601.7 Mil. Overall, Unity Bancorp has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Gross Loan compare to SFST and BWB?
Unity Bancorp's Gross Loan of $2,601.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Gross Loan is $2,601.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.48, compared to a current price of $58.89 — trading 12.2% above its estimated fair value. The current Gross Loan is $2,601.7 Mil. Unity Bancorp's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Gross Loan is $2,601.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $58.89 is trading 12.2% above its estimated GF Value™ of $52.48. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for UNTY:

  • Gross Loan: $2,601.7 Mil
  • GF Value™: $52.48 vs. price of $58.89 (12.2% above fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
84GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.89
Price
$52.48
GF Value