UNTY (Unity Bancorp) Total Deposits: $2,379.1 Mil (As of Mar. 2026)

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UNTY Unity Bancorp Inc UNTY
80 GF Score
Price $57.22
GF Value $52.35
Valuation Fairly Valued
! 5 Warning Signs
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What is Unity Bancorp Total Deposits?

Unity Bancorp UNTY -3.34% 80 Total Deposits is $2,379.1 Mil as of Mar. 2026. GuruFocus rates UNTY with a GF Score™ of 80/100 and a GF Value™ of $52.35 (Fairly Valued). The stock has 5 warning signs investors should review.

Unity Bancorp's annual total deposits increased from Dec. 2023 ($1,924.1 Mil) to Dec. 2024 ($2,100.3 Mil) and increased from Dec. 2024 ($2,100.3 Mil) to Dec. 2025 ($2,324.1 Mil).

Unity Bancorp Total Deposits Historical Data

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The historical data trend for Unity Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Total Deposits Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,758.88 1,787.53 1,924.14 2,100.31 2,324.06

Unity Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,187.37 2,267.48 2,324.06 2,379.14 2,462.55
UNTY
80GF Score
Unity Bancorp Inc UNTY
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $2,379.1 Mil mean?
Unity Bancorp (UNTY) has a Total Deposits of $2,379.1 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Unity Bancorp and its competitors.
Is Unity Bancorp's Total Deposits too high?
Unity Bancorp's current Total Deposits is $2,379.1 Mil. Overall, Unity Bancorp has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Total Deposits compare to CIVB and RRBI?
Unity Bancorp's Total Deposits of $2,379.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Unity Bancorp and its competitors. Unity Bancorp's current Total Deposits is $2,379.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Fairly Valued. The stock's GF Value™ is $52.35, compared to a current price of $57.22 — trading 9.3% above its estimated fair value. The current Total Deposits is $2,379.1 Mil. Unity Bancorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Total Deposits is $2,379.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $57.22 is trading 9.3% above its estimated GF Value™ of $52.35. GuruFocus considers Unity Bancorp to be Fairly Valued.

Key valuation signals for UNTY:

  • Total Deposits: $2,379.1 Mil
  • GF Value™: $52.35 vs. price of $57.22 (9.3% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
80GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.22
Price
$52.35
GF Value