UNTY (Unity Bancorp) Change In Receivables: $0.0 Mil (TTM As of Mar. 2026)

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UNTY Unity Bancorp Inc UNTY
80 GF Score
Price $59.26
GF Value $52.39
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Unity Bancorp Change In Receivables?

Unity Bancorp UNTY +4.67% 80 Change In Receivables is $0.0 Mil as of Mar. 2026. GuruFocus rates UNTY with a GF Score™ of 80/100 and a GF Value™ of $52.39 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Unity Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $0.0 Mil. It means Unity Bancorp's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Unity Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $0.0 Mil. It means Unity Bancorp's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Unity Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $13.3 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Unity Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 35.99.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Unity Bancorp's liquidation value for the three months ended in Mar. 2026 was $-2,366.8 Mil.

Unity Bancorp  (NAS:UNTY) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Unity Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=13.255/33.606*91
=35.99

2. In Ben Graham's calculation of liquidation value, Unity Bancorp's accounts receivable are only considered to be worth 75% of book value:

Unity Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=292.461-2669.232+0.75 * 13.255+0.5 * 0
=-2,366.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Change In Receivables Related Terms

Unity Bancorp Change In Receivables Historical Data

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The historical data trend for Unity Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Change In Receivables Chart

Unity Bancorp Annual Data
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Unity Bancorp Quarterly Data
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UNTY
80GF Score
Unity Bancorp Inc UNTY
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.0 Mil mean?
Unity Bancorp (UNTY) has a Change In Receivables of $0.0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Unity Bancorp and its competitors.
Is Unity Bancorp's Change In Receivables too high?
Unity Bancorp's current Change In Receivables is $0.0 Mil. Overall, Unity Bancorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Change In Receivables compare to CIVB and RRBI?
Unity Bancorp's Change In Receivables of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Unity Bancorp and its competitors. Unity Bancorp's current Change In Receivables is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.39, compared to a current price of $59.26 — trading 13.1% above its estimated fair value. The current Change In Receivables is $0.0 Mil. Unity Bancorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Change In Receivables is $0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $59.26 is trading 13.1% above its estimated GF Value™ of $52.39. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for UNTY:

  • Change In Receivables: $0.0 Mil
  • GF Value™: $52.39 vs. price of $59.26 (13.1% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
80GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.26
Price
$52.39
GF Value