Unity BancorpUNTY +2.76%69 Buyback Yield % is 0.38 as of Jun. 28, 2026, which is 78% below its 10-year median of 1.75. GuruFocus rates UNTY with a GF Score™ of 69/100 and a GF Value™ of $52.43 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 627 Banks companies, Unity Bancorp ranks worse than 51.99% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for Unity Bancorp's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNTY vs ACNB, NRIM, SFST: Buyback Yield % Comparison
For the Banks - Regional subindustry, Unity Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unity Bancorp Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Unity Bancorp's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Unity Bancorp's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unity Bancorp (UNTY) has a Buyback Yield % of 0.38 as of Jun. 28, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Unity Bancorp and its competitors. This is 78% below median its historical median of 1.75. According to the industry distribution chart, Unity Bancorp ranks #326 out of 627 companies in the Banks industry, placing it in the top 52%.
Is Unity Bancorp's Buyback Yield % too high?
Unity Bancorp's current Buyback Yield % of 0.38 is 78% below median its 10-year median of 1.75. The Banks industry median Buyback Yield % is 0.43. Unity Bancorp's value of 0.38 is 11.6% below this industry median. Based on the distribution chart, Unity Bancorp ranks #326 out of 627 companies in the Banks industry, which is below the industry midpoint. Overall, Unity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Buyback Yield % compare to ACNB and NRIM?
According to the Banks industry distribution chart, Unity Bancorp ranks #326 out of 627 companies for Buyback Yield %. This places Unity Bancorp in the lower half of its industry. The industry median Buyback Yield % is 0.43. Unity Bancorp's value of 0.38 is 11.6% below this benchmark. While the company's 10-year median is 1.75 vs. the industry median of 0.43, Unity Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 627 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unity Bancorp's current Buyback Yield % of 0.38 is 11.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Unity Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Bancorp's current Buyback Yield % is 0.38, which is 78% below median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.43, compared to a current price of $59.35 — trading 13.2% above its estimated fair value. The current Buyback Yield % is 0.38, which is 78% below median its 10-year median of 1.75 and 11.6% below the Banks industry median of 0.43. Unity Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Buyback Yield % is 0.38 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unity Bancorp (UNTY) Overvalued in 2026?
Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued.
The current stock price of $59.35 is trading 13.2% above its estimated GF Value™ of $52.43.
GuruFocus considers Unity Bancorp to be Modestly Overvalued.
Key valuation signals for UNTY:
Buyback Yield %: 0.38 (78% below median its 10-year median of 1.75)
GF Value™: $52.43 vs. price of $59.35 (13.2% above fair value)
Industry Position: 11.6% below the Banks median (#326 of 627)
No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
69GF Score
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