UNTY (Unity Bancorp) 1-Year Share Buyback Ratio: 0.30% (As of Jun. 2026 )

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNTY Unity Bancorp Inc UNTY
84 GF Score
Price $59.64
GF Value $53.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unity Bancorp 1-Year Share Buyback Ratio?

Unity Bancorp UNTY -0.73% 84 1-Year Share Buyback Ratio is 0.30 as of Jun. 2026. GuruFocus rates UNTY with a GF Score™ of 84/100 and a GF Value™ of $53.46 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 888 Banks companies, Unity Bancorp ranks better than 59.12% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Unity Bancorp's current 1-Year Share Buyback Ratio was 0.30%.

UNTY's 1-Year Share Buyback Ratio is ranked better than
59.12% of 888 companies
in the Banks industry
Industry Median: -0.1 vs UNTY: 0.30

Unity Bancorp  (NAS:UNTY) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Unity Bancorp 1-Year Share Buyback Ratio Related Terms


UNTY vs SFST, BWB, CBNK: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Unity Bancorp's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bancorp 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bancorp's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Unity Bancorp's 1-Year Share Buyback Ratio falls into.


UNTY
84GF Score
Unity Bancorp Inc UNTY
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp 1-Year Share Buyback Ratio Calculation

Unity Bancorp's 1-Year Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Jun. 2025 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Jun. 2025 )
=(10.032 - 10.041) / 10.032
=-0.1%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 0.30 mean?
Unity Bancorp (UNTY) has a 1-Year Share Buyback Ratio of 0.30 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Unity Bancorp and its competitors. According to the industry distribution chart, Unity Bancorp ranks #363 out of 888 companies in the Banks industry, placing it in the top 40.9%.
Is Unity Bancorp's 1-Year Share Buyback Ratio too high?
Unity Bancorp's current 1-Year Share Buyback Ratio is 0.30. Based on the distribution chart, Unity Bancorp ranks #363 out of 888 companies in the Banks industry, which is above the industry midpoint. Overall, Unity Bancorp has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's 1-Year Share Buyback Ratio compare to SFST and BWB?
According to the Banks industry distribution chart, Unity Bancorp ranks #363 out of 888 companies for 1-Year Share Buyback Ratio. This puts Unity Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Unity Bancorp and its competitors. Unity Bancorp's current 1-Year Share Buyback Ratio is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.46, compared to a current price of $59.64 — trading 11.6% above its estimated fair value. The current 1-Year Share Buyback Ratio is 0.30. Unity Bancorp's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current 1-Year Share Buyback Ratio is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $59.64 is trading 11.6% above its estimated GF Value™ of $53.46. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for UNTY:

  • 1-Year Share Buyback Ratio: 0.30
  • GF Value™: $53.46 vs. price of $59.64 (11.6% above fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
84GF Score

Get the complete analysis for UNTY

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.64
Price
$53.46
GF Value