UNTY (Unity Bancorp) Total Payout Yield %: 1.37 (As of Jul. 01, 2026)


UNTY Unity Bancorp Inc UNTY
70 GF Score
Price $58.67
GF Value $52.44
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unity Bancorp Total Payout Yield %?

Unity Bancorp UNTY -0.02% 70 Total Payout Yield % is 1.37 as of Jul. 01, 2026. GuruFocus rates UNTY with a GF Score™ of 70/100 and a GF Value™ of $52.44 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Unity Bancorp's current Total Payout Yield % is 1.37%.


Unity Bancorp Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Unity Bancorp Total Payout Yield % Related Terms


Unity Bancorp Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Unity Bancorp's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Total Payout Yield % Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 1.53 6.86 2.57 2.06

Unity Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 2.79 1.18 1.13 1.43

UNTY vs CIVB, RRBI, KRNY: Total Payout Yield % Comparison

For the Banks - Regional subindustry, Unity Bancorp's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bancorp Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bancorp's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Unity Bancorp's Total Payout Yield % falls into.


UNTY
70GF Score
Unity Bancorp Inc UNTY
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Unity Bancorp's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-5.039 + 0 + -5.609) / 516.26904
=2.06%

Unity Bancorp's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-0.324 + 0 + -1.543) * 4 / 520.42503
=1.43%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 1.37 mean?
Unity Bancorp (UNTY) has a Total Payout Yield % of 1.37 as of Jul. 01, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Unity Bancorp and its competitors.
Is Unity Bancorp's Total Payout Yield % too high?
Unity Bancorp's current Total Payout Yield % is 1.37. Overall, Unity Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Total Payout Yield % compare to CIVB and RRBI?
Unity Bancorp's Total Payout Yield % of 1.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Total Payout Yield % is 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.44, compared to a current price of $58.67 — trading 11.9% above its estimated fair value. The current Total Payout Yield % is 1.37. Unity Bancorp's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Total Payout Yield % is 1.37 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $58.67 is trading 11.9% above its estimated GF Value™ of $52.44. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for UNTY:

  • Total Payout Yield %: 1.37
  • GF Value™: $52.44 vs. price of $58.67 (11.9% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
70GF Score

Get the complete analysis for UNTY

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.67
Price
$52.44
GF Value