UNTY (Unity Bancorp) Deferred Tax: $-1.5 Mil (TTM As of Jun. 2026)

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UNTY Unity Bancorp Inc UNTY
81 GF Score
Price $58.77
GF Value $54.15
Valuation Fairly Valued
! 6 Warning Signs
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What is Unity Bancorp Deferred Tax?

Unity Bancorp UNTY -0.28% 81 Deferred Tax is $-1.5 Mil as of Jun. 2026. GuruFocus rates UNTY with a GF Score™ of 81/100 and a GF Value™ of $54.15 (Fairly Valued). The stock has 6 warning signs investors should review.

Change In Deferred Tax represents future tax liability or asset, resulting from temporary differences between book (accounting) value of assets and liabilities, and their tax value. This arises due to differences between financial accounting for shareholders and tax accounting.

Unity Bancorp's change in deferred tax for the three months ended in Jun. 2026 was $-1.1 Mil. Its change in deferred tax for the trailing twelve months (TTM) ended in Jun. 2026 was $-1.5 Mil.

Unity Bancorp Deferred Tax Related Terms

Unity Bancorp Deferred Tax Historical Data

* Premium members only.

The historical data trend for Unity Bancorp's Deferred Tax can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Deferred Tax Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Deferred Tax
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.46 -1.21 -0.09 -1.75 -0.84

Unity Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Deferred Tax Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 -0.45 0.33 -0.24 -1.15
UNTY
81GF Score
Unity Bancorp Inc UNTY
Deferred Tax is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Deferred Tax Calculation

Change In Deferred Tax represents future tax liability or asset, resulting from temporary differences between book (accounting) value of assets and liabilities, and their tax value. This arises due to differences between financial accounting for shareholders and tax accounting.

Deferred Tax for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.5 Mil.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Deferred Tax →
What does a Deferred Tax of $-1.5 Mil mean?
Unity Bancorp (UNTY) has a Deferred Tax of $-1.5 Mil as of Jun. 2026. Change in Defered Tax is amount of deferred tax assets or liabilities due to temporary differences in financial and tax accounting. View historical data for Unity Bancorp.
Is Unity Bancorp's Deferred Tax too high?
Unity Bancorp's current Deferred Tax is $-1.5 Mil. Overall, Unity Bancorp has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Deferred Tax compare to SFST and NPB?
Unity Bancorp's Deferred Tax of $-1.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Deferred Tax for a Banks company?
A good Deferred Tax depends on the Banks industry context. However, Deferred Tax should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Deferred Tax mean?
A high Deferred Tax can signal that a stock is expensive relative to its fundamentals. Change in Defered Tax is amount of deferred tax assets or liabilities due to temporary differences in financial and tax accounting. View historical data for Unity Bancorp. Unity Bancorp's current Deferred Tax is $-1.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Fairly Valued. The stock's GF Value™ is $54.15, compared to a current price of $58.77 — trading 8.5% above its estimated fair value. The current Deferred Tax is $-1.5 Mil. Unity Bancorp's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Deferred Tax calculated?
Deferred Tax is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Deferred Tax is $-1.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $58.77 is trading 8.5% above its estimated GF Value™ of $54.15. GuruFocus considers Unity Bancorp to be Fairly Valued.

Key valuation signals for UNTY:

  • Deferred Tax: $-1.5 Mil
  • GF Value™: $54.15 vs. price of $58.77 (8.5% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
81GF Score

Get the complete analysis for UNTY

Deferred Tax is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.77
Price
$54.15
GF Value