UNTY (Unity Bancorp) Total Noninterest Expense: $53.0 Mil (As of Mar. 2026)


UNTY Unity Bancorp Inc UNTY
81 GF Score
Price $56.32
GF Value $52.37
Valuation Fairly Valued
! 5 Warning Signs
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What is Unity Bancorp Total Noninterest Expense?

Unity Bancorp UNTY +1.53% 81 Total Noninterest Expense is $53.0 Mil as of Mar. 2026. GuruFocus rates UNTY with a GF Score™ of 81/100 and a GF Value™ of $52.37 (Fairly Valued). The stock has 5 warning signs investors should review.

Unity Bancorp's Total Noninterest Expense for the three months ended in Mar. 2026 was $14.1 Mil. Unity Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $53.0 Mil.


Unity Bancorp Total Noninterest Expense Related Terms


Unity Bancorp Total Noninterest Expense Historical Data

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The historical data trend for Unity Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Total Noninterest Expense Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.73 41.94 46.06 47.60 51.47

Unity Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.61 12.75 13.26 12.89 14.07
UNTY
81GF Score
Unity Bancorp Inc UNTY
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $53.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $53.0 Mil mean?
Unity Bancorp (UNTY) has a Total Noninterest Expense of $53.0 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Unity Bancorp and its competitors.
Is Unity Bancorp's Total Noninterest Expense too high?
Unity Bancorp's current Total Noninterest Expense is $53.0 Mil. Overall, Unity Bancorp has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Total Noninterest Expense compare to CIVB and RRBI?
Unity Bancorp's Total Noninterest Expense of $53.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Total Noninterest Expense is $53.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Fairly Valued. The stock's GF Value™ is $52.37, compared to a current price of $56.32 — trading 7.5% above its estimated fair value. The current Total Noninterest Expense is $53.0 Mil. Unity Bancorp's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Total Noninterest Expense is $53.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $56.32 is trading 7.5% above its estimated GF Value™ of $52.37. GuruFocus considers Unity Bancorp to be Fairly Valued.

Key valuation signals for UNTY:

  • Total Noninterest Expense: $53.0 Mil
  • GF Value™: $52.37 vs. price of $56.32 (7.5% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
81GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.32
Price
$52.37
GF Value