UNTY (Unity Bancorp) Institutional Ownership: 54.03% (As of Jul. 03, 2026)


UNTY Unity Bancorp Inc UNTY
70 GF Score
Price $58.12
GF Value $52.45
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Unity Bancorp Institutional Ownership?

Unity Bancorp UNTY -1.82% 70 Institutional Ownership is 54.03% as of Jul. 03, 2026. GuruFocus rates UNTY with a GF Score™ of 70/100 and a GF Value™ of $52.45 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Unity Bancorp's institutional ownership is 54.03%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Unity Bancorp's Insider Ownership is 15.21%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Unity Bancorp's Float Percentage Of Total Shares Outstanding is 72.37%.

Unity Bancorp Institutional Ownership Historical Data

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The historical data trend for Unity Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Institutional Ownership Chart

Unity Bancorp Historical Data

The historical data trend for Unity Bancorp can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 30.45 30.28 30.68 30.51 29.90 29.84 31.24 30.63 31.22 31.70
UNTY
70GF Score
Unity Bancorp Inc UNTY
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 54.03% mean?
Unity Bancorp (UNTY) has a Institutional Ownership of 54.03% as of Jul. 03, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Unity Bancorp and its competitors.
Is Unity Bancorp's Institutional Ownership too high?
Unity Bancorp's current Institutional Ownership is 54.03%. Overall, Unity Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Institutional Ownership compare to CIVB and RRBI?
Unity Bancorp's Institutional Ownership of 54.03% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Institutional Ownership is 54.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.45, compared to a current price of $58.12 — trading 10.8% above its estimated fair value. The current Institutional Ownership is 54.03%. Unity Bancorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Institutional Ownership is 54.03% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $58.12 is trading 10.8% above its estimated GF Value™ of $52.45. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for UNTY:

  • Institutional Ownership: 54.03%
  • GF Value™: $52.45 vs. price of $58.12 (10.8% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
70GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.12
Price
$52.45
GF Value