ACIC (American Coastal Insurance) Net Loan: $6.8 Mil (As of Mar. 2026)

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ACIC American Coastal Insurance Corp ACIC
59 GF Score
Price $10.15
GF Value $11.38
Valuation Modestly Undervalued
! 2 Warning Signs
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What is American Coastal Insurance Net Loan?

American Coastal Insurance ACIC -6.19% 59 Net Loan is $6.8 Mil as of Mar. 2026. GuruFocus rates ACIC with a GF Score™ of 59/100 and a GF Value™ of $11.38 (Modestly Undervalued). The stock has 2 warning signs investors should review.

American Coastal Insurance's quarterly net loan stayed the same from Sep. 2025 ($6.8 Mil) to Dec. 2025 ($6.8 Mil) and stayed the same from Dec. 2025 ($6.8 Mil) to Mar. 2026 ($6.8 Mil).

American Coastal Insurance's annual net loan stayed the same from Dec. 2023 ($0.0 Mil) to Dec. 2024 ($6.8 Mil) but then increased from Dec. 2024 ($6.8 Mil) to Dec. 2025 ($6.8 Mil).

American Coastal Insurance Net Loan Historical Data

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The historical data trend for American Coastal Insurance's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Net Loan Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.84

American Coastal Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 6.84 6.84 6.84
ACIC
59GF Score
American Coastal Insurance Corp ACIC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $6.8 Mil mean?
American Coastal Insurance (ACIC) has a Net Loan of $6.8 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's Net Loan too high?
American Coastal Insurance's current Net Loan is $6.8 Mil. Overall, American Coastal Insurance has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Net Loan compare to AII and HIPO?
American Coastal Insurance's Net Loan of $6.8 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Net Loan is $6.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.38, compared to a current price of $10.15 — trading 10.8% below its estimated fair value. The current Net Loan is $6.8 Mil. American Coastal Insurance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current Net Loan is $6.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $10.15 is trading 10.8% below its estimated GF Value™ of $11.38. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for ACIC:

  • Net Loan: $6.8 Mil
  • GF Value™: $11.38 vs. price of $10.15 (10.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
59GF Score

Get the complete analysis for ACIC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.15
Price
$11.38
GF Value