ACIC (American Coastal Insurance) ROE % Adjusted to Book Value: 14.46% (As of Mar. 2026)


ACIC American Coastal Insurance Corp ACIC
52 GF Score
Price $10.89
GF Value $11.54
Valuation Fairly Valued
! 2 Warning Signs
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What is American Coastal Insurance ROE % Adjusted to Book Value?

American Coastal Insurance ACIC -0.55% 52 ROE % Adjusted to Book Value is 14.46% as of Mar. 2026. GuruFocus rates ACIC with a GF Score™ of 52/100 and a GF Value™ of $11.54 (Fairly Valued). The stock has 2 warning signs investors should review.

American Coastal Insurance's ROE % for the quarter that ended in Mar. 2026 was 23.72%. American Coastal Insurance's PB Ratio for the quarter that ended in Mar. 2026 was 1.64. American Coastal Insurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.46%.


American Coastal Insurance ROE % Adjusted to Book Value Related Terms


American Coastal Insurance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance ROE % Adjusted to Book Value Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -27.27 0.00 Negative Equity 13.61 19.91

American Coastal Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.07 20.67 24.68 16.99 14.46

ACIC vs GBLI, DGICA, HRTG: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's ROE % Adjusted to Book Value falls into.


ACIC
52GF Score
American Coastal Insurance Corp ACIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance ROE % Adjusted to Book Value Calculation

American Coastal Insurance's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=38.62% / 1.94
=19.91%

American Coastal Insurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.72% / 1.64
=14.46%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.46% mean?
American Coastal Insurance (ACIC) has a ROE % Adjusted to Book Value of 14.46% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's ROE % Adjusted to Book Value too high?
American Coastal Insurance's current ROE % Adjusted to Book Value is 14.46%. Overall, American Coastal Insurance has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's ROE % Adjusted to Book Value compare to GBLI and DGICA?
American Coastal Insurance's ROE % Adjusted to Book Value of 14.46% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current ROE % Adjusted to Book Value is 14.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $10.89 — trading 5.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.46%. American Coastal Insurance's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current ROE % Adjusted to Book Value is 14.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $10.89 is trading 5.6% below its estimated GF Value™ of $11.54. GuruFocus considers American Coastal Insurance to be Fairly Valued.

Key valuation signals for ACIC:

  • ROE % Adjusted to Book Value: 14.46%
  • GF Value™: $11.54 vs. price of $10.89 (5.6% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
52GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.89
Price
$11.54
GF Value