ACIC (American Coastal Insurance) Interest Expense: $-10.4 Mil (TTM As of Mar. 2026)

What is American Coastal Insurance Interest Expense?

American Coastal Insurance ACIC -0.72% 51 Interest Expense is $-10.4 Mil as of Mar. 2026. GuruFocus rates ACIC with a GF Score™ of 51/100 and a GF Value™ of $11.54 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. American Coastal Insurance's interest expense for the three months ended in Mar. 2026 was $ -2.3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-10.4 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. American Coastal Insurance's Operating Income for the three months ended in Mar. 2026 was $ 28.1 Mil. American Coastal Insurance's Interest Expense for the three months ended in Mar. 2026 was $ -2.3 Mil. American Coastal Insurance's Interest Coverage for the quarter that ended in Mar. 2026 was 11.99. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

American Coastal Insurance (NAS:ACIC) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

American Coastal Insurance's Interest Expense for the three months ended in Mar. 2026 was $-2.3 Mil. Its EBIT for the three months ended in Mar. 2026 was $28.1 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $152.5 Mil.

American Coastal Insurance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	EBIT (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	28.097	/	-2.344
	=	11.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

American Coastal Insurance Interest Expense Historical Data

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The historical data trend for American Coastal Insurance's Interest Expense can be seen below:

American Coastal Insurance Interest Expense Chart

American Coastal Insurance Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-9.30

-9.48

-10.88

-12.00

-10.82

American Coastal Insurance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-2.72	-2.72	-2.72	-2.66	-2.34

51GF Score

American Coastal Insurance Corp ACIC

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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American Coastal Insurance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-10.4 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-10.4 Mil mean?

American Coastal Insurance (ACIC) has a Interest Expense of $-10.4 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on American Coastal Insurance and its competitors.

Is American Coastal Insurance's Interest Expense too high?

American Coastal Insurance's current Interest Expense is $-10.4 Mil. Overall, American Coastal Insurance has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does American Coastal Insurance's Interest Expense compare to AII and HIPO?

American Coastal Insurance's Interest Expense of $-10.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Interest Expense is $-10.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is American Coastal Insurance stock overvalued right now?

Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $11.07 — trading 4.1% below its estimated fair value. The current Interest Expense is $-10.4 Mil. American Coastal Insurance's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current Interest Expense is $-10.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $11.07 is trading 4.1% below its estimated GF Value™ of $11.54. GuruFocus considers American Coastal Insurance to be Fairly Valued.

Key valuation signals for ACIC:

Interest Expense: $-10.4 Mil
GF Value™: $11.54 vs. price of $11.07 (4.1% below fair value)
GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Industry Financial Services Insurance

Comparable Companies AII HIPO GBLI DGICA NODK HRTG KINS ROOT BOW FIGP CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Other Exchanges 0UI:Germany

Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716

Website https://www.amcoastal.com

American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

51GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.07

Price

$11.54

GF Value

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