American Coastal Insurance has the GF Score of 51, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes American Coastal Insurance
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
American Coastal Insurance (NAS:ACIC) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
American Coastal Insurance GF Score Related Terms
ACIC vs GBLI, DGICA, HRTG: GF Score Comparison
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's GF Score distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's GF Score falls into.
American Coastal Insurance (ACIC) has a GF Score of 51 as of Jun. 28, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on American Coastal Insurance and its competitors. This is 23% below median its historical median of 66.00. Over the past decade, American Coastal Insurance's GF Score has ranged from 44.00 to 93.00.
Is American Coastal Insurance's GF Score too high?
American Coastal Insurance's current GF Score of 51 is 23% below median its 10-year median of 66.00. Over the past 10 years, this metric has ranged from a low of 44.00 to a high of 93.00. Overall, American Coastal Insurance has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's GF Score compare to GBLI and DGICA?
American Coastal Insurance's GF Score of 51 can be compared against companies in the Insurance industry. Historically, American Coastal Insurance's own GF Score has ranged from 44.00 to 93.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current GF Score is 51, which is 23% below median its own 10-year median of 66.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $11.15 — trading 3.4% below its estimated fair value. The current GF Score is 51, which is 23% below median its 10-year median of 66.00. American Coastal Insurance's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current GF Score is 51 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (ACIC) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of $11.15 is trading 3.4% below its estimated GF Value™ of $11.54.
GuruFocus considers American Coastal Insurance to be Fairly Valued.
Key valuation signals for ACIC:
GF Score: 51 (23% below median its 10-year median of 66.00)
GF Value™: $11.54 vs. price of $11.15 (3.4% below fair value)
No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
51GF Score
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