ACIC (American Coastal Insurance) Risk Assessment


ACIC American Coastal Insurance Corp ACIC
59 GF Score
Price $11.52
GF Value $11.47
Valuation Fairly Valued
! 2 Warning Signs
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What is American Coastal Insurance Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of American Coastal Insurance is: High Risk: High uncertainty with risk-return tradeoff.

American Coastal Insurance  (NAS:ACIC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

American Coastal Insurance Risk Assessment Related Terms

ACIC vs AII, HIPO, GBLI: Risk Assessment Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Coastal Insurance Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's Risk Assessment distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's Risk Assessment falls into.


ACIC
59GF Score
American Coastal Insurance Corp ACIC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be overvalued. The current stock price of $11.52 is trading 0.4% above its estimated GF Value™ of $11.47. GuruFocus considers American Coastal Insurance to be Fairly Valued.

Key valuation signals for ACIC:

  • Risk Assessment:
  • GF Value™: $11.47 vs. price of $11.52 (0.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
59GF Score

Get the complete analysis for ACIC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.52
Price
$11.47
GF Value