American Coastal Insurance's quarterly market cap
increased
from Sep. 2025 ($555.4 Mil) to Dec. 2025 ($615.9 Mil) but then
declined
from Dec. 2025 ($615.9 Mil) to Mar. 2026 ($543.9 Mil).
American Coastal Insurance's annual market cap
increased
from Dec. 2023 ($442.5 Mil) to Dec. 2024 ($648.8 Mil) but then
declined
from Dec. 2024 ($648.8 Mil) to Dec. 2025 ($615.9 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. American Coastal Insurance's Enterprise Value for Today is $566.2 Mil.
American Coastal Insurance (NAS:ACIC) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
American Coastal Insurance Market Cap Related Terms
American Coastal Insurance Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's Market Cap distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Coastal Insurance (ACIC) has a Market Cap of $530.7 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on American Coastal Insurance and its competitors. According to the industry distribution chart, American Coastal Insurance ranks #273 out of 519 companies in the Insurance industry, placing it in the top 52.6%.
Is American Coastal Insurance's Market Cap too high?
American Coastal Insurance's current Market Cap is $530.7 Mil. The Insurance industry median Market Cap is 667.83. American Coastal Insurance's value of $530.7 Mil is 20.5% below this industry median. Based on the distribution chart, American Coastal Insurance ranks #273 out of 519 companies in the Insurance industry, which is below the industry midpoint. Overall, American Coastal Insurance has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Market Cap compare to GBLI and DGICA?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #273 out of 519 companies for Market Cap. This places American Coastal Insurance in the lower half of its industry. The industry median Market Cap is 667.83. American Coastal Insurance's value of $530.7 Mil is 20.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 667.83, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Coastal Insurance's current Market Cap of $530.7 Mil is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median Market Cap is 667.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current Market Cap is $530.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $10.95 — trading 5.1% below its estimated fair value. The current Market Cap is $530.7 Mil and 20.5% below the Insurance industry median of 667.83. American Coastal Insurance's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current Market Cap is $530.7 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (ACIC) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of $10.95 is trading 5.1% below its estimated GF Value™ of $11.54.
GuruFocus considers American Coastal Insurance to be Fairly Valued.
Key valuation signals for ACIC:
Market Cap: $530.7 Mil
GF Value™: $11.54 vs. price of $10.95 (5.1% below fair value)
Industry Position: 20.5% below the Insurance median (#273 of 519)
No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
52GF Score
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