American Coastal InsuranceACIC -2.28%52 FCF Yield % is 7.46 as of Jun. 25, 2026, which is 2% below its 10-year median of 7.59. GuruFocus rates ACIC with a GF Score™ of 52/100 and a GF Value™ of $11.54 (Fairly Valued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, American Coastal Insurance ranks better than 50.79% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
American Coastal Insurance FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
American Coastal Insurance FCF Yield % Related Terms
American Coastal Insurance FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's FCF Yield % distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Coastal Insurance (ACIC) has a FCF Yield % of 7.46 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Coastal Insurance and its competitors. This is near median its historical median of 7.59. According to the industry distribution chart, American Coastal Insurance ranks #248 out of 504 companies in the Insurance industry, placing it in the top 49.2%.
Is American Coastal Insurance's FCF Yield % too high?
American Coastal Insurance's current FCF Yield % of 7.46 is near median its 10-year median of 7.59. The Insurance industry median FCF Yield % is 7.11. American Coastal Insurance's value of 7.46 is 4.9% above this industry median. Based on the distribution chart, American Coastal Insurance ranks #248 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, American Coastal Insurance has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's FCF Yield % compare to GBLI and DGICA?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #248 out of 504 companies for FCF Yield %. This puts American Coastal Insurance in the upper half of its industry. The industry median FCF Yield % is 7.11. American Coastal Insurance's value of 7.46 is 4.9% above this benchmark. While the company's 10-year median is 7.59 vs. the industry median of 7.11, American Coastal Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.11, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Coastal Insurance's current FCF Yield % of 7.46 is 4.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median FCF Yield % is 7.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current FCF Yield % is 7.46, which is near median its own 10-year median of 7.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $10.70 — trading 7.3% below its estimated fair value. The current FCF Yield % is 7.46, which is near median its 10-year median of 7.59 and 4.9% above the Insurance industry median of 7.11. American Coastal Insurance's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current FCF Yield % is 7.46 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (ACIC) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of $10.70 is trading 7.3% below its estimated GF Value™ of $11.54.
GuruFocus considers American Coastal Insurance to be Fairly Valued.
Key valuation signals for ACIC:
FCF Yield %: 7.46 (near median its 10-year median of 7.59)
GF Value™: $11.54 vs. price of $10.70 (7.3% below fair value)
Industry Position: 4.9% above the Insurance median (#248 of 504)
No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
52GF Score
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