ACIC (American Coastal Insurance) FCF Yield %: -6.27 (As of Aug. 09, 2026)

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ACIC American Coastal Insurance Corp ACIC
64 GF Score
Price $10.45
GF Value $12.05
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is American Coastal Insurance FCF Yield %?

American Coastal Insurance ACIC +1.59% 64 FCF Yield % is -6.27 as of Aug. 09, 2026. GuruFocus rates ACIC with a GF Score™ of 64/100 and a GF Value™ of $12.05 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 507 Insurance companies, American Coastal Insurance ranks worse than 86.79% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, American Coastal Insurance's Trailing 12-Month Free Cash Flow is $-31.0 Mil, and Market Cap is $494.0 Mil. Therefore, American Coastal Insurance's FCF Yield % for today is -6.27%.

The historical rank and industry rank for American Coastal Insurance's FCF Yield % or its related term are showing as below:

ACIC' s FCF Yield % Range Over the Past 10 Years
Min: -2229.89   Med: 7.19   Max: 69.57
Current: -6.27


During the past 13 years, the highest FCF Yield % of American Coastal Insurance was 69.57%. The lowest was -2229.89%. And the median was 7.19%.

ACIC's FCF Yield % is ranked worse than
86.79% of 507 companies
in the Insurance industry
Industry Median: 7.1 vs ACIC: -6.27

American Coastal Insurance's FCF Margin % for the quarter that ended in Jun. 2026 was 70.63%.


American Coastal Insurance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


American Coastal Insurance FCF Yield % Related Terms


American Coastal Insurance FCF Yield % Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance FCF Yield % Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -159.73 -383.98 -30.78 37.53 11.51

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 94.42 -25.65 -31.01 -4.32 42.58

ACIC vs GBLI, AII, NODK: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's FCF Yield % falls into.


ACIC
64GF Score
American Coastal Insurance Corp ACIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Coastal Insurance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

American Coastal Insurance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=70.87 / 615.90195
=11.51%

American Coastal Insurance's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=58.261 * 4 / 547.2633
=42.58%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -6.27 mean?
American Coastal Insurance (ACIC) has a FCF Yield % of -6.27 as of Aug. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Coastal Insurance and its competitors. According to the industry distribution chart, American Coastal Insurance ranks #440 out of 507 companies in the Insurance industry, placing it in the top 86.8%.
Is American Coastal Insurance's FCF Yield % too high?
American Coastal Insurance's current FCF Yield % is -6.27. Based on the distribution chart, American Coastal Insurance ranks #440 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Coastal Insurance has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's FCF Yield % compare to GBLI and AII?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #440 out of 507 companies for FCF Yield %. This places American Coastal Insurance in the lower half of its industry. The industry median FCF Yield % is 7.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current FCF Yield % is -6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.05, compared to a current price of $10.45 — trading 13.3% below its estimated fair value. The current FCF Yield % is -6.27. American Coastal Insurance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current FCF Yield % is -6.27 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $10.45 is trading 13.3% below its estimated GF Value™ of $12.05. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for ACIC:

  • FCF Yield %: -6.27
  • GF Value™: $12.05 vs. price of $10.45 (13.3% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
64GF Score

Get the complete analysis for ACIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.45
Price
$12.05
GF Value