The historical rank and industry rank for American Coastal Insurance's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, American Coastal Insurance's highest Yield on Cost was 40.00. The lowest was 1.07. And the median was 1.99.
ACIC's 5-Year Yield-on-Cost % is not ranked *
in the Insurance industry.
Industry Median: 3.92 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
American Coastal Insurance (NAS:ACIC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
American Coastal Insurance 5-Year Yield-on-Cost % Related Terms
ACIC vs AII, HIPO, GBLI: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's 5-Year Yield-on-Cost % falls into.
American Coastal Insurance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
American Coastal Insurance (ACIC) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on American Coastal Insurance and its competitors. Over the past decade, American Coastal Insurance's 5-Year Yield-on-Cost % has ranged from 1.07 to 40.00. According to the industry distribution chart, American Coastal Insurance ranks #999999 out of 423 companies in the Insurance industry.
Is American Coastal Insurance's 5-Year Yield-on-Cost % too high?
American Coastal Insurance's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 40.00. Based on the distribution chart, American Coastal Insurance ranks #999999 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Coastal Insurance has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's 5-Year Yield-on-Cost % compare to AII and HIPO?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #999999 out of 423 companies for 5-Year Yield-on-Cost %. This places American Coastal Insurance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.92. Historically, American Coastal Insurance's own 5-Year Yield-on-Cost % has ranged from 1.07 to 40.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.92, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.47, compared to a current price of $11.57 — trading 0.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. American Coastal Insurance's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (ACIC) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be overvalued.
The current stock price of $11.57 is trading 0.9% above its estimated GF Value™ of $11.47.
GuruFocus considers American Coastal Insurance to be Fairly Valued.
Key valuation signals for ACIC:
5-Year Yield-on-Cost %: 0.00
GF Value™: $11.47 vs. price of $11.57 (0.9% above fair value)
No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
54GF Score
Get the complete analysis for ACIC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ACIC has been successfully added to your 