ACIC (American Coastal Insurance) EBIT per Share: $3.06 (TTM As of Mar. 2026)

What is American Coastal Insurance EBIT per Share?

American Coastal Insurance ACIC +0.38% 51 EBIT per Share is $3.06 as of Mar. 2026. GuruFocus rates ACIC with a GF Score™ of 51/100 and a GF Value™ of $11.54 (Fairly Valued). The stock has 2 warning signs investors should review. Among 46 Insurance companies, American Coastal Insurance ranks worse than 2173910.87% on this metric.

American Coastal Insurance's EBIT per Share for the three months ended in Mar. 2026 was $0.56. Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $3.06.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.

The historical rank and industry rank for American Coastal Insurance's EBIT per Share or its related term are showing as below:

ACIC's 3-Year EBIT Growth Rate is not ranked ^*
in the Insurance industry.
Industry Median: 12.95
* Ranked among companies with meaningful 3-Year EBIT Growth Rate only.

American Coastal Insurance's EBIT for the three months ended in Mar. 2026 was $28.1 Mil.

American Coastal Insurance (NAS:ACIC) EBIT per Share Explanation

EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.

American Coastal Insurance EBIT per Share Related Terms

American Coastal Insurance EBIT per Share Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's EBIT per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance EBIT per Share Chart

American Coastal Insurance Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EBIT per Share

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-0.03

0.26

2.41

2.30

3.08

American Coastal Insurance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EBIT per Share	Get a 7-Day Free Trial															0.58	0.81	0.90	0.79	0.56

51GF Score

American Coastal Insurance Corp ACIC

EBIT per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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American Coastal Insurance EBIT per Share Calculation

EBIT per Share is the amount of Earnings Before Interest and Taxes (EBIT) per outstanding share of the company's stock.

Earnings Before Interest and Taxes (EBIT) is what the company earns before it expenses interest and taxes.

American Coastal Insurance's EBIT per Share for the fiscal year that ended in Dec. 2025 is calculated as

	EBIT per Share		(A: Dec. 2025 )
=	EBIT	/	Shares Outstanding (Diluted Average)
=	153.549	/	49.783
=	3.08

American Coastal Insurance's EBIT per Share for the quarter that ended in Mar. 2026 is calculated as

	EBIT per Share		(Q: Mar. 2026 )
=	EBIT	/	Shares Outstanding (Diluted Average)
=	28.097	/	49.809
=	0.56

EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.06

Frequently Asked Questions Learn more about EBIT per Share →

What does a EBIT per Share of $3.06 mean?

American Coastal Insurance (ACIC) has a EBIT per Share of $3.06 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on American Coastal Insurance and its competitors. According to the industry distribution chart, American Coastal Insurance ranks #999999 out of 46 companies in the Insurance industry.

Is American Coastal Insurance's EBIT per Share too high?

American Coastal Insurance's current EBIT per Share is $3.06. The Insurance industry median EBIT per Share is 12.95. American Coastal Insurance's value of $3.06 is 76.4% below this industry median. Based on the distribution chart, American Coastal Insurance ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Coastal Insurance has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does American Coastal Insurance's EBIT per Share compare to AII and HIPO?

According to the Insurance industry distribution chart, American Coastal Insurance ranks #999999 out of 46 companies for EBIT per Share. This places American Coastal Insurance in the lower half of its industry. The industry median EBIT per Share is 12.95. American Coastal Insurance's value of $3.06 is 76.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EBIT per Share for an Insurance company?

The median EBIT per Share among Insurance companies is 12.95, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Coastal Insurance's current EBIT per Share of $3.06 is 76.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EBIT per Share mean?

A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median EBIT per Share is 12.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current EBIT per Share is $3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is American Coastal Insurance stock overvalued right now?

Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $11.13 — trading 3.5% below its estimated fair value. The current EBIT per Share is $3.06 and 76.4% below the Insurance industry median of 12.95. American Coastal Insurance's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EBIT per Share calculated?

EBIT per Share is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current EBIT per Share is $3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $11.13 is trading 3.5% below its estimated GF Value™ of $11.54. GuruFocus considers American Coastal Insurance to be Fairly Valued.

Key valuation signals for ACIC:

EBIT per Share: $3.06
GF Value™: $11.54 vs. price of $11.13 (3.5% below fair value)
GF Score™: 51/100 with 2 warning signs
Industry Position: 76.4% below the Insurance median (#999999 of 46)

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Industry Financial Services Insurance

Comparable Companies AII HIPO GBLI DGICA NODK HRTG KINS ROOT BOW FIGP CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Other Exchanges 0UI:Germany

Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716

Website https://www.amcoastal.com

American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

51GF Score

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EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.13

Price

$11.54

GF Value

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