ACIC (American Coastal Insurance) Research & Development: $0.0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACIC American Coastal Insurance Corp ACIC
64 GF Score
Price $10.45
GF Value $12.05
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is American Coastal Insurance Research & Development?

American Coastal Insurance ACIC +1.59% 64 Research & Development is $0.0 Mil as of Jun. 2026. GuruFocus rates ACIC with a GF Score™ of 64/100 and a GF Value™ of $12.05 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. American Coastal Insurance's Research & Development for the three months ended in Jun. 2026 was $0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil.


American Coastal Insurance  (NAS:ACIC) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.


American Coastal Insurance Research & Development Related Terms


American Coastal Insurance Research & Development Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Research & Development Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ACIC
64GF Score
American Coastal Insurance Corp ACIC
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Coastal Insurance Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $0.0 Mil mean?
American Coastal Insurance (ACIC) has a Research & Development of $0.0 Mil as of Jun. 2026. Research and development expense is the total cost for research and development activities. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's Research & Development too high?
American Coastal Insurance's current Research & Development is $0.0 Mil. Overall, American Coastal Insurance has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Research & Development compare to GBLI and AII?
American Coastal Insurance's Research & Development of $0.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for an Insurance company?
A good Research & Development depends on the Insurance industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Research & Development is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.05, compared to a current price of $10.45 — trading 13.3% below its estimated fair value. The current Research & Development is $0.0 Mil. American Coastal Insurance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current Research & Development is $0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $10.45 is trading 13.3% below its estimated GF Value™ of $12.05. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for ACIC:

  • Research & Development: $0.0 Mil
  • GF Value™: $12.05 vs. price of $10.45 (13.3% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
64GF Score

Get the complete analysis for ACIC

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.45
Price
$12.05
GF Value