ACIC (American Coastal Insurance) EPS (Basic): $2.17 (TTM As of Mar. 2026)

What is American Coastal Insurance EPS (Basic)?

American Coastal Insurance ACIC -1.46% 52 EPS (Basic) is $2.17 as of Mar. 2026. GuruFocus rates ACIC with a GF Score™ of 52/100 and a GF Value™ of $11.54 (Fairly Valued). The stock has 2 warning signs investors should review.

American Coastal Insurance's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.40. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.17.

American Coastal Insurance's EPS (Diluted) for the three months ended in Mar. 2026 was $0.39. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.10.

American Coastal Insurance's EPS without NRI for the three months ended in Mar. 2026 was $0.39. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.06.

During the past 12 months, American Coastal Insurance's average EPS without NRIGrowth Rate was 41.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, American Coastal Insurance's highest 3-Year average EPS without NRI Growth Rate was 38.60% per year. The lowest was -141.40% per year. And the median was -11.40% per year.

American Coastal Insurance (NAS:ACIC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

American Coastal Insurance EPS (Basic) Related Terms

American Coastal Insurance EPS (Basic) Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance EPS (Basic) Chart

American Coastal Insurance Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

Get a 7-Day Free Trial

-1.35

-10.91

7.11

1.59

2.20

American Coastal Insurance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.44	0.55	0.67	0.55	0.40

52GF Score

American Coastal Insurance Corp ACIC

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

American Coastal Insurance EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

American Coastal Insurance's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(106.837	-	0)	/	48.477
	=	2.20

American Coastal Insurance's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(19.254	-	0)	/	48.546
	=	0.40

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.17

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $2.17 mean?

American Coastal Insurance (ACIC) has a EPS (Basic) of $2.17 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on American Coastal Insurance and its competitors.

Is American Coastal Insurance's EPS (Basic) too high?

American Coastal Insurance's current EPS (Basic) is $2.17. Overall, American Coastal Insurance has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does American Coastal Insurance's EPS (Basic) compare to GBLI and DGICA?

American Coastal Insurance's EPS (Basic) of $2.17 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for an Insurance company?

A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current EPS (Basic) is $2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is American Coastal Insurance stock overvalued right now?

Based on GuruFocus' analysis, American Coastal Insurance (ACIC) is currently considered Fairly Valued. The stock's GF Value™ is $11.54, compared to a current price of $10.79 — trading 6.5% below its estimated fair value. The current EPS (Basic) is $2.17. American Coastal Insurance's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For American Coastal Insurance (ACIC), the current EPS (Basic) is $2.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $10.79 is trading 6.5% below its estimated GF Value™ of $11.54. GuruFocus considers American Coastal Insurance to be Fairly Valued.

Key valuation signals for ACIC:

EPS (Basic): $2.17
GF Value™: $11.54 vs. price of $10.79 (6.5% below fair value)
GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Industry Financial Services Insurance

Comparable Companies GBLI DGICA HRTG HIPO AII NODK KINS ROOT BOW ASIC CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSE:8630

Other Exchanges 0UI:Germany

Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716

Website https://www.amcoastal.com

American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

52GF Score

Get the complete analysis for ACIC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.79

Price

$11.54

GF Value

View ACIC Analysis

See EPS (Basic) data for all stocks →