ACIC (American Coastal Insurance) Shiller PE Ratio: (As of Sep. 09, 2026)

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ACIC American Coastal Insurance Corp ACIC
62 GF Score
Price $9.29
GF Value $11.08
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is American Coastal Insurance Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


American Coastal Insurance  (NAS:ACIC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


American Coastal Insurance Shiller PE Ratio Related Terms


American Coastal Insurance Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Shiller PE Ratio Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.06 0.00 0.00 0.00 0.00

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ACIC vs GBLI, AII, NODK: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's Shiller PE Ratio falls into.


ACIC
62GF Score
American Coastal Insurance Corp ACIC
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Coastal Insurance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

American Coastal Insurance's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, American Coastal Insurance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.44/333.9520*333.9520
=0.440

Current CPI (Jun. 2026) = 333.9520.

American Coastal Insurance Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.160 241.428 0.221
201612 -0.490 241.432 -0.678
201703 0.180 243.801 0.247
201706 0.170 244.955 0.232
201709 -0.660 246.819 -0.893
201712 0.630 246.524 0.853
201803 0.200 249.554 0.268
201806 0.340 251.989 0.451
201809 -0.270 252.439 -0.357
201812 -0.260 251.233 -0.346
201903 0.220 254.202 0.289
201906 -0.070 256.143 -0.091
201909 -0.660 256.759 -0.858
201912 -0.190 256.974 -0.247
202003 -0.300 258.115 -0.388
202006 0.560 257.797 0.725
202009 -1.730 260.280 -2.220
202012 -0.790 260.474 -1.013
202103 -0.410 264.877 -0.517
202106 -0.550 271.696 -0.676
202109 -0.330 274.310 -0.402
202112 -0.050 278.802 -0.060
202203 -0.770 287.504 -0.894
202206 -1.600 296.311 -1.803
202209 -1.650 296.808 -1.856
202212 -6.840 296.797 -7.696
202303 6.140 301.836 6.793
202306 0.410 305.109 0.449
202309 0.240 307.789 0.260
202312 0.310 306.746 0.337
202403 0.480 312.332 0.513
202406 0.390 314.175 0.415
202409 0.570 315.301 0.604
202412 0.100 315.605 0.106
202503 0.430 319.799 0.449
202506 0.530 322.561 0.549
202509 0.650 324.800 0.668
202512 0.530 324.054 0.546
202603 0.390 330.213 0.394
202606 0.440 333.952 0.440

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is American Coastal Insurance (ACIC) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of $9.29 is trading 16.2% below its estimated GF Value™ of $11.08. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for ACIC:

  • Shiller PE Ratio:
  • GF Value™: $11.08 vs. price of $9.29 (16.2% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ACIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges 0UI:Germany
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
62GF Score

Get the complete analysis for ACIC

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.29
Price
$11.08
GF Value