Alfa Financial Software Holdings (CHIX:ALFAL) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
82 GF Score
Price £1.61
GF Value £2.40
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Net Loan?

Net Loan only applies to banks and insurance companies.

CHIX:ALFAL
82GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.61 is trading 33% below its estimated GF Value™ of £2.40. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Net Loan:
  • GF Value™: £2.40 vs. price of £1.61 (33% below fair value)
  • GF Score™: 82/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score

Get the complete analysis for CHIX:ALFAL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.61
Price
£2.40
GF Value