* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings Days Payable Chart
CHIX:ALFAL vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings Days Payable vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's Days Payable falls into.
Alfa Financial Software Holdings Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings (CHIX:ALFAL) has a Days Payable of 6.57 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Alfa Financial Software Holdings and its competitors. This is 70% below median its historical median of 22.20. Over the past decade, Alfa Financial Software Holdings' Days Payable has ranged from 6.19 to 144.71. According to the industry distribution chart, Alfa Financial Software Holdings ranks #2454 out of 2601 companies in the Software industry, placing it in the top 94.3%.
Is Alfa Financial Software Holdings' Days Payable too high?
Alfa Financial Software Holdings' current Days Payable of 6.57 is 70% below median its 10-year median of 22.20. Over the past 10 years, this metric has ranged from a low of 6.19 to a high of 144.71. The Software industry median Days Payable is 54.04. Alfa Financial Software Holdings' value of 6.57 is 87.8% below this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #2454 out of 2601 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #2454 out of 2601 companies for Days Payable. This places Alfa Financial Software Holdings in the lower half of its industry. The industry median Days Payable is 54.04. Alfa Financial Software Holdings' value of 6.57 is 87.8% below this benchmark. Historically, Alfa Financial Software Holdings' own Days Payable has ranged from 6.19 to 144.71 over the past decade. While the company's 10-year median is 22.20 vs. the industry median of 54.04, Alfa Financial Software Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current Days Payable of 6.57 is 87.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current Days Payable is 6.57, which is 70% below median its own 10-year median of 22.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.39, compared to a current price of £1.55 — trading 35.1% below its estimated fair value. The current Days Payable is 6.57, which is 70% below median its 10-year median of 22.20 and 87.8% below the Software industry median of 54.04. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Days Payable is 6.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.55 is trading 35.1% below its estimated GF Value™ of £2.39.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:ALFAL:
Days Payable: 6.57 (70% below median its 10-year median of 22.20)
GF Value™: £2.39 vs. price of £1.55 (35.1% below fair value)
Industry Position: 87.8% below the Software median (#2454 of 2601)
No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings Business Description
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score
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