Alfa Financial Software Holdings (CHIX:ALFAL) YoY EPS Growth: 4.35% (As of Dec. 2025)

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CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
80 GF Score
Price £1.66
GF Value £2.42
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings YoY EPS Growth?

Alfa Financial Software Holdings CHIX:ALFAL +1.47% 80 YoY EPS Growth is 4.35% as of Dec. 2025. GuruFocus rates CHIX:ALFAL with a GF Score™ of 80/100 and a GF Value™ of £2.42 (Significantly Undervalued).

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Alfa Financial Software Holdings's YoY EPS Growth for the quarter that ended in Dec. 2025 was 4.35%.

Alfa Financial Software Holdings's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was £0.05.

Alfa Financial Software Holdings YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings YoY EPS Growth Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.88 26.56 -2.47 8.86 17.44

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16.67 -9.09 31.43 35.00 4.35
CHIX:ALFAL
80GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Alfa Financial Software Holdings's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.101-0.086)/ | 0.086 |
=17.44 %

Alfa Financial Software Holdings's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 )) |
=(0.048-0.046)/ | 0.046 |
=4.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 4.35% mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a YoY EPS Growth of 4.35% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Alfa Financial Software Holdings and its competitors.
Is Alfa Financial Software Holdings' YoY EPS Growth too high?
Alfa Financial Software Holdings' current YoY EPS Growth is 4.35%. Overall, Alfa Financial Software Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' YoY EPS Growth compare to QH and SHOP?
Alfa Financial Software Holdings' YoY EPS Growth of 4.35% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Software company?
A good YoY EPS Growth depends on the Software industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Alfa Financial Software Holdings and its competitors. Alfa Financial Software Holdings's current YoY EPS Growth is 4.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.42, compared to a current price of £1.66 — trading 31.5% below its estimated fair value. The current YoY EPS Growth is 4.35%. Alfa Financial Software Holdings' overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current YoY EPS Growth is 4.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.66 is trading 31.5% below its estimated GF Value™ of £2.42. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • YoY EPS Growth: 4.35%
  • GF Value™: £2.42 vs. price of £1.66 (31.5% below fair value)
  • GF Score™: 80/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
80GF Score

Get the complete analysis for CHIX:ALFAL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.66
Price
£2.42
GF Value