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What is Alfa Financial Software Holdings EV-to-EBITDA?
Alfa Financial Software HoldingsCHIX:ALFAL -3.36%81 EV-to-EBITDA is 10.34 as of Jul. 24, 2026, which is 35% below its 10-year median of 15.81. GuruFocus rates CHIX:ALFAL with a GF Score™ of 81/100 and a GF Value™ of £2.40 (Significantly Undervalued). Among 1,957 Software companies, Alfa Financial Software Holdings ranks worse than 50.18% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Alfa Financial Software Holdings's enterprise value is £456.1 Mil.
Alfa Financial Software Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £44.1 Mil. Therefore, Alfa Financial Software Holdings's EV-to-EBITDA for today is 10.34.
The historical rank and industry rank for Alfa Financial Software Holdings's EV-to-EBITDA or its related term are showing as below:
CHIX:ALFAl'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.77 Med: 15.81 Max: 91.55
Current: 10.35
During the past 13 years, the highest EV-to-EBITDA of Alfa Financial Software Holdings was 91.55. The lowest was 7.77. And the median was 15.81.
CHIX:ALFAl's EV-to-EBITDA is ranked worse than 50.18% of 1957
companies
in the Software industry
Industry Median: 10.33
vs CHIX:ALFAl: 10.35
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Alfa Financial Software Holdings's PE Ratio (TTM) for today is calculated as:
Alfa Financial Software Holdings's share price for today is £1.584.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alfa Financial Software Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.102.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:ALFAL vs UBER, SHOP, CRM: EV-to-EBITDA Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's EV-to-EBITDA falls into.
Alfa Financial Software Holdings's current Enterprise Value is £456.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alfa Financial Software Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £44.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings (CHIX:ALFAL) has a EV-to-EBITDA of 10.34 as of Jul. 24, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Alfa Financial Software Holdings. This is 35% below median its historical median of 15.81. Over the past decade, Alfa Financial Software Holdings' EV-to-EBITDA has ranged from 7.77 to 91.55. According to the industry distribution chart, Alfa Financial Software Holdings ranks #982 out of 1957 companies in the Software industry, placing it in the top 50.2%.
Is Alfa Financial Software Holdings' EV-to-EBITDA too high?
Alfa Financial Software Holdings' current EV-to-EBITDA of 10.34 is 35% below median its 10-year median of 15.81. Over the past 10 years, this metric has ranged from a low of 7.77 to a high of 91.55. The Software industry median EV-to-EBITDA is 10.33. Alfa Financial Software Holdings' value of 10.34 is 0.1% above this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #982 out of 1957 companies in the Software industry, which is below the industry midpoint. Overall, Alfa Financial Software Holdings has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' EV-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #982 out of 1957 companies for EV-to-EBITDA. This places Alfa Financial Software Holdings in the lower half of its industry. The industry median EV-to-EBITDA is 10.33. Alfa Financial Software Holdings' value of 10.34 is 0.1% above this benchmark. Historically, Alfa Financial Software Holdings' own EV-to-EBITDA has ranged from 7.77 to 91.55 over the past decade. While the company's 10-year median is 15.81 vs. the industry median of 10.33, Alfa Financial Software Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.33, based on 1,957 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current EV-to-EBITDA of 10.34 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Alfa Financial Software Holdings. For the Software industry, the median EV-to-EBITDA is 10.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current EV-to-EBITDA is 10.34, which is 35% below median its own 10-year median of 15.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.40, compared to a current price of £1.58 — trading 34% below its estimated fair value. The current EV-to-EBITDA is 10.34, which is 35% below median its 10-year median of 15.81 and 0.1% above the Software industry median of 10.33. Alfa Financial Software Holdings' overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current EV-to-EBITDA is 10.34 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.58 is trading 34% below its estimated GF Value™ of £2.40.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:ALFAL:
EV-to-EBITDA: 10.34 (35% below median its 10-year median of 15.81)
GF Value™: £2.40 vs. price of £1.58 (34% below fair value)
Industry Position: 0.1% above the Software median (#982 of 1957)
No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings Business Description
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
81GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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