Alfa Financial Software Holdings (CHIX:ALFAL) Change In Working Capital: £-0.2 Mil (TTM As of Dec. 2025)

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CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
80 GF Score
Price £1.66
GF Value £2.42
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Change In Working Capital?

Alfa Financial Software Holdings CHIX:ALFAL +1.47% 80 Change In Working Capital is £-0.2 Mil as of Dec. 2025. GuruFocus rates CHIX:ALFAL with a GF Score™ of 80/100 and a GF Value™ of £2.42 (Significantly Undervalued).

Alfa Financial Software Holdings's change in working capital for the quarter that ended in Dec. 2025 was £-0.1 Mil.

Alfa Financial Software Holdings's change in working capital for the fiscal year that ended in Dec. 2025 was £-0.2 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).

Alfa Financial Software Holdings Change In Working Capital Related Terms

Alfa Financial Software Holdings Change In Working Capital Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings Change In Working Capital Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 0.40 5.70 -1.00 -0.20

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.80 1.60 -2.60 -0.10 -0.10
CHIX:ALFAL
80GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-0.2 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of £-0.2 Mil mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a Change In Working Capital of £-0.2 Mil as of Dec. 2025. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Alfa Financial Software Holdings.
Is Alfa Financial Software Holdings' Change In Working Capital too high?
Alfa Financial Software Holdings' current Change In Working Capital is £-0.2 Mil. Overall, Alfa Financial Software Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Change In Working Capital compare to QH and SHOP?
Alfa Financial Software Holdings' Change In Working Capital of £-0.2 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Software company?
A good Change In Working Capital depends on the Software industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Alfa Financial Software Holdings. Alfa Financial Software Holdings's current Change In Working Capital is £-0.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.42, compared to a current price of £1.66 — trading 31.5% below its estimated fair value. The current Change In Working Capital is £-0.2 Mil. Alfa Financial Software Holdings' overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Change In Working Capital is £-0.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.66 is trading 31.5% below its estimated GF Value™ of £2.42. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Change In Working Capital: £-0.2 Mil
  • GF Value™: £2.42 vs. price of £1.66 (31.5% below fair value)
  • GF Score™: 80/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
80GF Score

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Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.66
Price
£2.42
GF Value