Alfa Financial Software Holdings (CHIX:ALFAL) Momentum Rank: 2 (As of Aug. 31, 2026) — 60% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
80 GF Score
Price £1.66
GF Value £2.42
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Momentum Rank?

Alfa Financial Software Holdings CHIX:ALFAL +1.47% 80 Momentum Rank is 2 as of Aug. 31, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates CHIX:ALFAL with a GF Score™ of 80/100 and a GF Value™ of £2.42 (Significantly Undervalued).

Alfa Financial Software Holdings has the Momentum Rank of 2.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Alfa Financial Software Holdings Momentum Rank Related Terms

CHIX:ALFAL vs CRM, SHOP, UBER: Momentum Rank Comparison

For the Software - Application subindustry, Alfa Financial Software Holdings's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alfa Financial Software Holdings Momentum Rank vs Software Industry

For the Software industry and Technology sector, Alfa Financial Software Holdings's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Alfa Financial Software Holdings's Momentum Rank falls into.


CHIX:ALFAL
80GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 2 mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a Momentum Rank of 2 as of Aug. 31, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Alfa Financial Software Holdings and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, Alfa Financial Software Holdings' Momentum Rank has ranged from 1.00 to 10.00.
Is Alfa Financial Software Holdings' Momentum Rank too high?
Alfa Financial Software Holdings' current Momentum Rank of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Alfa Financial Software Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Momentum Rank compare to CRM and SHOP?
Alfa Financial Software Holdings' Momentum Rank of 2 can be compared against companies in the Software industry. Historically, Alfa Financial Software Holdings' own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Software company?
A good Momentum Rank depends on the Software industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Alfa Financial Software Holdings and its competitors. Alfa Financial Software Holdings's current Momentum Rank is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.42, compared to a current price of £1.66 — trading 31.5% below its estimated fair value. The current Momentum Rank is 2, which is 60% below median its 10-year median of 5.00. Alfa Financial Software Holdings' overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Momentum Rank is 2 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.66 is trading 31.5% below its estimated GF Value™ of £2.42. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Momentum Rank: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: £2.42 vs. price of £1.66 (31.5% below fair value)
  • GF Score™: 80/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
80GF Score

Get the complete analysis for CHIX:ALFAL

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.66
Price
£2.42
GF Value