Alfa Financial Software Holdings (CHIX:ALFAL) Shareholder Yield % : 1.00% (As of Dec. 2025) — 25% Below Median


CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
82 GF Score
Price £1.56
GF Value £2.39
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Shareholder Yield %?

Alfa Financial Software Holdings CHIX:ALFAL +0.26% 82 Shareholder Yield % is 1.00% as of Dec. 2025, which is 25% below its 10-year median of 1.34. GuruFocus rates CHIX:ALFAL with a GF Score™ of 82/100 and a GF Value™ of £2.39 (Significantly Undervalued). Among 2,696 Software companies, Alfa Financial Software Holdings ranks better than 56.79% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Alfa Financial Software Holdings's Shareholder Yield % was 1.00%.


Alfa Financial Software Holdings  (CHIX:ALFAl) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Alfa Financial Software Holdings Shareholder Yield % Related Terms


Alfa Financial Software Holdings Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings Shareholder Yield % Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.51 2.65 3.05 0.61 0.68

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 0.93 0.61 0.56 0.68

CHIX:ALFAL vs UBER, SHOP, CRM: Shareholder Yield % Comparison

For the Software - Application subindustry, Alfa Financial Software Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alfa Financial Software Holdings Shareholder Yield % vs Software Industry

For the Software industry and Technology sector, Alfa Financial Software Holdings's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Alfa Financial Software Holdings's Shareholder Yield % falls into.


CHIX:ALFAL
82GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings Shareholder Yield % Calculation

Alfa Financial Software Holdings's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.66 %+0.05 %+-0.03 %
=0.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 1.00% mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a Shareholder Yield % of 1.00% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Alfa Financial Software Holdings and its competitors. This is 25% below median its historical median of 1.34. Over the past decade, Alfa Financial Software Holdings' Shareholder Yield % has ranged from 0.56 to 3.38. According to the industry distribution chart, Alfa Financial Software Holdings ranks #1165 out of 2696 companies in the Software industry, placing it in the top 43.2%.
Is Alfa Financial Software Holdings' Shareholder Yield % too high?
Alfa Financial Software Holdings' current Shareholder Yield % of 1.00% is 25% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 3.38. The Software industry median Shareholder Yield % is 0.34. Alfa Financial Software Holdings' value of 1.00% is 194.1% above this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #1165 out of 2696 companies in the Software industry, which is above the industry midpoint. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Shareholder Yield % compare to UBER and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #1165 out of 2696 companies for Shareholder Yield %. This puts Alfa Financial Software Holdings in the upper half of its industry. The industry median Shareholder Yield % is 0.34. Alfa Financial Software Holdings' value of 1.00% is 194.1% above this benchmark. Historically, Alfa Financial Software Holdings' own Shareholder Yield % has ranged from 0.56 to 3.38 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 0.34, Alfa Financial Software Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Software company?
The median Shareholder Yield % among Software companies is 0.34, based on 2,696 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current Shareholder Yield % of 1.00% is 194.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median Shareholder Yield % is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current Shareholder Yield % is 1.00%, which is 25% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.39, compared to a current price of £1.56 — trading 34.9% below its estimated fair value. The current Shareholder Yield % is 1.00%, which is 25% below median its 10-year median of 1.34 and 194.1% above the Software industry median of 0.34. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Shareholder Yield % is 1.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.56 is trading 34.9% below its estimated GF Value™ of £2.39. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Shareholder Yield %: 1.00% (25% below median its 10-year median of 1.34)
  • GF Value™: £2.39 vs. price of £1.56 (34.9% below fair value)
  • GF Score™: 82/100
  • Industry Position: 194.1% above the Software median (#1165 of 2696)

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score

Get the complete analysis for CHIX:ALFAL

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.56
Price
£2.39
GF Value