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What is Alfa Financial Software Holdings EV-to-OCF?
Alfa Financial Software HoldingsCHIX:ALFAL -1.66%84 EV-to-OCF is 12.38 as of Aug. 13, 2026, which is 31% below its 10-year median of 18.05. GuruFocus rates CHIX:ALFAL with a GF Score™ of 84/100 and a GF Value™ of £2.41 (Significantly Undervalued). Among 2,874 Software companies, Alfa Financial Software Holdings ranks worse than 66.56% on this metric.
The historical rank and industry rank for Alfa Financial Software Holdings's EV-to-OCF or its related term are showing as below:
CHIX:ALFAl'
s EV-to-OCF Range Over the Past 10 Years
Min: 7.35 Med: 18.05 Max: 82.71
Current: 12.58
During the past 13 years, the highest EV-to-OCF of Alfa Financial Software Holdings was 82.71. The lowest was 7.35. And the median was 18.05.
CHIX:ALFAl's EV-to-OCF is ranked worse than 66.56% of 2874
companies
in the Software industry
Industry Median: 6.97
vs CHIX:ALFAl: 12.58
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Alfa Financial Software Holdings's PE Ratio (TTM) for today is calculated as:
Alfa Financial Software Holdings's share price for today is £1.598.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alfa Financial Software Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.102.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Alfa Financial Software Holdings EV-to-OCF Related Terms
Alfa Financial Software Holdings EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:ALFAL vs QH, SHOP, UBER: EV-to-OCF Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's EV-to-OCF falls into.
Alfa Financial Software Holdings's current Enterprise Value is £460.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alfa Financial Software Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was £37.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings (CHIX:ALFAL) has a EV-to-OCF of 12.38 as of Aug. 13, 2026. This is 31% below median its historical median of 18.05. Over the past decade, Alfa Financial Software Holdings' EV-to-OCF has ranged from 7.35 to 82.71. According to the industry distribution chart, Alfa Financial Software Holdings ranks #1913 out of 2874 companies in the Software industry, placing it in the top 66.6%.
Is Alfa Financial Software Holdings' EV-to-OCF too high?
Alfa Financial Software Holdings' current EV-to-OCF of 12.38 is 31% below median its 10-year median of 18.05. Over the past 10 years, this metric has ranged from a low of 7.35 to a high of 82.71. The Software industry median EV-to-OCF is 6.97. Alfa Financial Software Holdings' value of 12.38 is 77.6% above this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #1913 out of 2874 companies in the Software industry, which is below the industry midpoint. Overall, Alfa Financial Software Holdings has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' EV-to-OCF compare to QH and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #1913 out of 2874 companies for EV-to-OCF. This places Alfa Financial Software Holdings in the lower half of its industry. The industry median EV-to-OCF is 6.97. Alfa Financial Software Holdings' value of 12.38 is 77.6% above this benchmark. Historically, Alfa Financial Software Holdings' own EV-to-OCF has ranged from 7.35 to 82.71 over the past decade. While the company's 10-year median is 18.05 vs. the industry median of 6.97, Alfa Financial Software Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.97, based on 2,874 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current EV-to-OCF of 12.38 is 77.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current EV-to-OCF is 12.38, which is 31% below median its own 10-year median of 18.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.41, compared to a current price of £1.60 — trading 33.7% below its estimated fair value. The current EV-to-OCF is 12.38, which is 31% below median its 10-year median of 18.05 and 77.6% above the Software industry median of 6.97. Alfa Financial Software Holdings' overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current EV-to-OCF is 12.38 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.60 is trading 33.7% below its estimated GF Value™ of £2.41.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:ALFAL:
EV-to-OCF: 12.38 (31% below median its 10-year median of 18.05)
GF Value™: £2.41 vs. price of £1.60 (33.7% below fair value)
Industry Position: 77.6% above the Software median (#1913 of 2874)
No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
84GF Score
Get the complete analysis for CHIX:ALFAL
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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