Alfa Financial Software Holdings (CHIX:ALFAL) Dividend Payout Ratio: 0.00 (As of Dec. 2025)


CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
82 GF Score
Price £1.55
GF Value £2.39
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Dividend Payout Ratio?

Alfa Financial Software Holdings CHIX:ALFAL +2.11% 82 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates CHIX:ALFAL with a GF Score™ of 82/100 and a GF Value™ of £2.39 (Significantly Undervalued). Among 866 Software companies, Alfa Financial Software Holdings ranks better than 88.91% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Alfa Financial Software Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Alfa Financial Software Holdings's Dividend Payout Ratio or its related term are showing as below:

CHIX:ALFAl' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.15   Max: 0.16
Current: 0.14


During the past 13 years, the highest Dividend Payout Ratio of Alfa Financial Software Holdings was 0.16. The lowest was 0.14. And the median was 0.15.

CHIX:ALFAl's Dividend Payout Ratio is ranked better than
88.91% of 866 companies
in the Software industry
Industry Median: 0.41 vs CHIX:ALFAl: 0.14

As of today (2026-06-29), the Dividend Yield % of Alfa Financial Software Holdings is 0.97%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Alfa Financial Software Holdings was 0.98%. The lowest was 0.51%. And the median was 0.64%.

Alfa Financial Software Holdings's Dividends per Share for the months ended in Dec. 2025 was £0.00.

During the past 12 months, Alfa Financial Software Holdings's average Dividends Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Alfa Financial Software Holdings was 9.10% per year. The lowest was 8.40% per year. And the median was 8.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Alfa Financial Software Holdings (CHIX:ALFAl) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Alfa Financial Software Holdings Dividend Payout Ratio Related Terms


Alfa Financial Software Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings Dividend Payout Ratio Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.14 0.15 0.15 0.14

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.33 0.00 0.26 0.00

CHIX:ALFAL vs UBER, SHOP, CRM: Dividend Payout Ratio Comparison

For the Software - Application subindustry, Alfa Financial Software Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alfa Financial Software Holdings Dividend Payout Ratio vs Software Industry

For the Software industry and Technology sector, Alfa Financial Software Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Alfa Financial Software Holdings's Dividend Payout Ratio falls into.


CHIX:ALFAL
82GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alfa Financial Software Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Alfa Financial Software Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.014/ 0.101
=0.14

Alfa Financial Software Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 0.048
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Alfa Financial Software Holdings and its competitors. Over the past decade, Alfa Financial Software Holdings' Dividend Payout Ratio has ranged from 0.14 to 0.16. According to the industry distribution chart, Alfa Financial Software Holdings ranks #96 out of 866 companies in the Software industry, placing it in the top 11.1%.
Is Alfa Financial Software Holdings' Dividend Payout Ratio too high?
Alfa Financial Software Holdings' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.16. Based on the distribution chart, Alfa Financial Software Holdings ranks #96 out of 866 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Dividend Payout Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #96 out of 866 companies for Dividend Payout Ratio. This places Alfa Financial Software Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.41. Historically, Alfa Financial Software Holdings' own Dividend Payout Ratio has ranged from 0.14 to 0.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Software company?
The median Dividend Payout Ratio among Software companies is 0.41, based on 866 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median Dividend Payout Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.39, compared to a current price of £1.55 — trading 35.1% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.55 is trading 35.1% below its estimated GF Value™ of £2.39. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Dividend Payout Ratio: 0.00
  • GF Value™: £2.39 vs. price of £1.55 (35.1% below fair value)
  • GF Score™: 82/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score

Get the complete analysis for CHIX:ALFAL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.55
Price
£2.39
GF Value