Alfa Financial Software HoldingsCHIX:ALFAL +1.41%82 5-Year Yield-on-Cost % is 0.97 as of Jul. 11, 2026, which is 52% above its 10-year median of 0.64. GuruFocus rates CHIX:ALFAL with a GF Score™ of 82/100 and a GF Value™ of £2.40 (Significantly Undervalued). Among 1,029 Software companies, Alfa Financial Software Holdings ranks worse than 76.48% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Alfa Financial Software Holdings 5-Year Yield-on-Cost % Related Terms
CHIX:ALFAL vs UBER, SHOP, CRM: 5-Year Yield-on-Cost % Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Alfa Financial Software Holdings (CHIX:ALFAL) has a 5-Year Yield-on-Cost % of 0.97 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Alfa Financial Software Holdings and its competitors. This is 52% above median its historical median of 0.64. Over the past decade, Alfa Financial Software Holdings' 5-Year Yield-on-Cost % has ranged from 0.51 to 0.98. According to the industry distribution chart, Alfa Financial Software Holdings ranks #787 out of 1029 companies in the Software industry, placing it in the top 76.5%.
Is Alfa Financial Software Holdings' 5-Year Yield-on-Cost % too high?
Alfa Financial Software Holdings' current 5-Year Yield-on-Cost % of 0.97 is 52% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 0.98. The Software industry median 5-Year Yield-on-Cost % is 3.05. Alfa Financial Software Holdings' value of 0.97 is 68.2% below this industry median. Based on the distribution chart, Alfa Financial Software Holdings ranks #787 out of 1029 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' 5-Year Yield-on-Cost % compare to UBER and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #787 out of 1029 companies for 5-Year Yield-on-Cost %. This places Alfa Financial Software Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.05. Alfa Financial Software Holdings' value of 0.97 is 68.2% below this benchmark. Historically, Alfa Financial Software Holdings' own 5-Year Yield-on-Cost % has ranged from 0.51 to 0.98 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 3.05, Alfa Financial Software Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.05, based on 1,029 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current 5-Year Yield-on-Cost % of 0.97 is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current 5-Year Yield-on-Cost % is 0.97, which is 52% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.40, compared to a current price of £1.58 — trading 34% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.97, which is 52% above median its 10-year median of 0.64 and 68.2% below the Software industry median of 3.05. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current 5-Year Yield-on-Cost % is 0.97 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.58 is trading 34% below its estimated GF Value™ of £2.40.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:ALFAL:
5-Year Yield-on-Cost %: 0.97 (52% above median its 10-year median of 0.64)
GF Value™: £2.40 vs. price of £1.58 (34% below fair value)
Industry Position: 68.2% below the Software median (#787 of 1029)
No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings Business Description
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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