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The historical rank and industry rank for Alfa Financial Software Holdings's Net Cash per Share or its related term are showing as below:
During the past 13 years, the highest Price-to-Net-Cash Ratio of Alfa Financial Software Holdings was 133.75. The lowest was 11.56. And the median was 73.50.
CHIX:ALFAl's Price-to-Net-Cash is not ranked *
in the Software industry.
Industry Median: 7.9 * Ranked among companies with meaningful Price-to-Net-Cash only.
Alfa Financial Software Holdings (CHIX:ALFAl) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Alfa Financial Software Holdings Net Cash per Share Related Terms
Alfa Financial Software Holdings Net Cash per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings Net Cash per Share Chart
CHIX:ALFAL vs QH, SHOP, UBER: Net Cash per Share Comparison
For the Software - Application subindustry, Alfa Financial Software Holdings's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alfa Financial Software Holdings Price-to-Net-Cash vs Software Industry
For the Software industry and Technology sector, Alfa Financial Software Holdings's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Alfa Financial Software Holdings's Price-to-Net-Cash falls into.
Alfa Financial Software Holdings Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alfa Financial Software Holdings (CHIX:ALFAL) has a Net Cash per Share of £-0.04 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Alfa Financial Software Holdings and its competitors. According to the industry distribution chart, Alfa Financial Software Holdings ranks #999999 out of 859 companies in the Software industry.
Is Alfa Financial Software Holdings' Net Cash per Share too high?
Alfa Financial Software Holdings' current Net Cash per Share is £-0.04. Based on the distribution chart, Alfa Financial Software Holdings ranks #999999 out of 859 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alfa Financial Software Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Net Cash per Share compare to QH and SHOP?
According to the Software industry distribution chart, Alfa Financial Software Holdings ranks #999999 out of 859 companies for Net Cash per Share. This places Alfa Financial Software Holdings in the lower half of its industry. The industry median Net Cash per Share is 7.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Software company?
The median Net Cash per Share among Software companies is 7.90, based on 859 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Alfa Financial Software Holdings and its competitors. For the Software industry, the median Net Cash per Share is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current Net Cash per Share is £-0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.42, compared to a current price of £1.67 — trading 31.2% below its estimated fair value. The current Net Cash per Share is £-0.04. Alfa Financial Software Holdings' overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Net Cash per Share is £-0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?
Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued.
The current stock price of £1.67 is trading 31.2% below its estimated GF Value™ of £2.42.
GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:ALFAL:
Net Cash per Share: £-0.04
GF Value™: £2.42 vs. price of £1.67 (31.2% below fair value)
No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
80GF Score
Get the complete analysis for CHIX:ALFAL
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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