Alfa Financial Software Holdings (CHIX:ALFAL) Accounts Receivable: £8.5 Mil (As of Dec. 2025)

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CHIX:ALFAL Alfa Financial Software Holdings PLC CHIX:ALFAL
84 GF Score
Price £1.66
GF Value £2.41
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings Accounts Receivable?

Alfa Financial Software Holdings CHIX:ALFAL +0.55% 84 Accounts Receivable is £8.5 Mil as of Dec. 2025. GuruFocus rates CHIX:ALFAL with a GF Score™ of 84/100 and a GF Value™ of £2.41 (Significantly Undervalued).

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Alfa Financial Software Holdings's accounts receivables for the quarter that ended in Dec. 2025 was £8.5 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Alfa Financial Software Holdings's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 24.16.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Alfa Financial Software Holdings's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was £-0.02.


Alfa Financial Software Holdings Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Alfa Financial Software Holdings's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=8.5/64.2*91
=24.16

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Alfa Financial Software Holdings's accounts receivable are only considered to be worth 75% of book value:

Alfa Financial Software Holdings's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(26.4+0.75 * 8.5+0.5 * 0-39
-0-0)/296.091
=-0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Alfa Financial Software Holdings Accounts Receivable Related Terms


Alfa Financial Software Holdings Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings Accounts Receivable Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.00 8.90 5.60 8.60 8.50

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.60 6.40 8.60 8.70 8.50
CHIX:ALFAL
84GF Score
Alfa Financial Software Holdings PLC CHIX:ALFAL
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of £8.5 Mil mean?
Alfa Financial Software Holdings (CHIX:ALFAL) has a Accounts Receivable of £8.5 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Alfa Financial Software Holdings and its competitors.
Is Alfa Financial Software Holdings' Accounts Receivable too high?
Alfa Financial Software Holdings' current Accounts Receivable is £8.5 Mil. Overall, Alfa Financial Software Holdings has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' Accounts Receivable compare to QH and SHOP?
Alfa Financial Software Holdings' Accounts Receivable of £8.5 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Software company?
A good Accounts Receivable depends on the Software industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Alfa Financial Software Holdings and its competitors. Alfa Financial Software Holdings's current Accounts Receivable is £8.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (CHIX:ALFAL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.41, compared to a current price of £1.66 — trading 31.2% below its estimated fair value. The current Accounts Receivable is £8.5 Mil. Alfa Financial Software Holdings' overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Alfa Financial Software Holdings (CHIX:ALFAL), the current Accounts Receivable is £8.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (CHIX:ALFAL) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.66 is trading 31.2% below its estimated GF Value™ of £2.41. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:ALFAL:

  • Accounts Receivable: £8.5 Mil
  • GF Value™: £2.41 vs. price of £1.66 (31.2% below fair value)
  • GF Score™: 84/100

No single metric tells the full story. See the CHIX:ALFAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alfa Financial Software Holdings Business Description

Other Exchanges ALFA:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
84GF Score

Get the complete analysis for CHIX:ALFAL

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.66
Price
£2.41
GF Value