United Commercial Bank (DHA:UCB) 3-1 Month Momentum %: 5.56% (As of Sep. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:UCB United Commercial Bank PLC DHA:UCB
69 GF Score
Price BDT9.20
GF Value BDT9.52
Valuation Fairly Valued
! 3 Warning Signs
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What is United Commercial Bank 3-1 Month Momentum %?

United Commercial Bank DHA:UCB 69 3-1 Month Momentum % is 5.56% as of Sep. 15, 2026. GuruFocus rates DHA:UCB with a GF Score™ of 69/100 and a GF Value™ of BDT9.52 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,571 Banks companies, United Commercial Bank ranks better than 67.09% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-15), United Commercial Bank's 3-1 Month Momentum % is 5.56%.

The industry rank for United Commercial Bank's 3-1 Month Momentum % or its related term are showing as below:

DHA:UCB's 3-1 Month Momentum % is ranked better than
67.09% of 1571 companies
in the Banks industry
Industry Median: 5.11 vs DHA:UCB: 5.56

United Commercial Bank  (DHA:UCB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


United Commercial Bank 3-1 Month Momentum % Related Terms


United Commercial Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, United Commercial Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Commercial Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, United Commercial Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where United Commercial Bank's 3-1 Month Momentum % falls into.


DHA:UCB
69GF Score
United Commercial Bank PLC DHA:UCB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Commercial Bank  (DHA:UCB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 5.56% mean?
United Commercial Bank (DHA:UCB) has a 3-1 Month Momentum % of 5.56% as of Sep. 15, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Commercial Bank and its competitors. According to the industry distribution chart, United Commercial Bank ranks #517 out of 1571 companies in the Banks industry, placing it in the top 32.9%.
Is United Commercial Bank's 3-1 Month Momentum % too high?
United Commercial Bank's current 3-1 Month Momentum % is 5.56%. The Banks industry median 3-1 Month Momentum % is 5.11. United Commercial Bank's value of 5.56% is 8.8% above this industry median. Based on the distribution chart, United Commercial Bank ranks #517 out of 1571 companies in the Banks industry, which is above the industry midpoint. Overall, United Commercial Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, United Commercial Bank ranks #517 out of 1571 companies for 3-1 Month Momentum %. This puts United Commercial Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 5.11. United Commercial Bank's value of 5.56% is 8.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.11, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Commercial Bank's current 3-1 Month Momentum % of 5.56% is 8.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Commercial Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Commercial Bank's current 3-1 Month Momentum % is 5.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Fairly Valued. The stock's GF Value™ is BDT9.52, compared to a current price of BDT9.20 — trading 3.4% below its estimated fair value. The current 3-1 Month Momentum % is 5.56% and 8.8% above the Banks industry median of 5.11. United Commercial Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current 3-1 Month Momentum % is 5.56% as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT9.20 is trading 3.4% below its estimated GF Value™ of BDT9.52. GuruFocus considers United Commercial Bank to be Fairly Valued.

Key valuation signals for DHA:UCB:

  • 3-1 Month Momentum %: 5.56%
  • GF Value™: BDT9.52 vs. price of BDT9.20 (3.4% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 8.8% above the Banks median (#517 of 1571)

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
69GF Score

Get the complete analysis for DHA:UCB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.20
Price
BDT9.52
GF Value