DWNX (Delhi Bank) OCF Margin %: 0.00% (As of Mar. 2026)


DWNX Delhi Bank Corp DWNX
57 GF Score
Price $21.00
GF Value $22.71
Valuation Fairly Valued
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What is Delhi Bank OCF Margin %?

Delhi Bank DWNX 57 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates DWNX with a GF Score™ of 57/100 and a GF Value™ of $22.71 (Fairly Valued). Among 1,501 Banks companies, Delhi Bank ranks worse than 57.56% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Delhi Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was $0.00 Mil. Delhi Bank's Revenue for the three months ended in Mar. 2026 was $2.82 Mil. Therefore, Delhi Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Delhi Bank's current OCF Yield % is 3.78%.

The historical rank and industry rank for Delhi Bank's OCF Margin % or its related term are showing as below:

DWNX' s OCF Margin % Range Over the Past 10 Years
Min: 26.69   Med: 30.14   Max: 37.86
Current: 25.14


During the past 13 years, the highest OCF Margin % of Delhi Bank was 37.86%. The lowest was 26.69%. And the median was 30.14%.

DWNX's OCF Margin % is ranked worse than
57.56% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs DWNX: 25.14


Delhi Bank OCF Margin % Related Terms


Delhi Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Delhi Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank OCF Margin % Chart

Delhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.19 29.91 34.66 28.62 26.69

Delhi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

DWNX vs PBKX, HCBN, NACB: OCF Margin % Comparison

For the Banks - Regional subindustry, Delhi Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delhi Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Delhi Bank's OCF Margin % falls into.


DWNX
57GF Score
Delhi Bank Corp DWNX
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Delhi Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Delhi Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2.678/10.032
=26.69 %

Delhi Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/2.816
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Delhi Bank (DWNX) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Delhi Bank and its competitors. Over the past decade, Delhi Bank's OCF Margin % has ranged from 26.69 to 37.86. According to the industry distribution chart, Delhi Bank ranks #864 out of 1501 companies in the Banks industry, placing it in the top 57.6%.
Is Delhi Bank's OCF Margin % too high?
Delhi Bank's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 26.69 to a high of 37.86. Based on the distribution chart, Delhi Bank ranks #864 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Delhi Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Delhi Bank's OCF Margin % compare to PBKX and HCBN?
According to the Banks industry distribution chart, Delhi Bank ranks #864 out of 1501 companies for OCF Margin %. This places Delhi Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. Historically, Delhi Bank's own OCF Margin % has ranged from 26.69 to 37.86 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Delhi Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Delhi Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Fairly Valued. The stock's GF Value™ is $22.71, compared to a current price of $21.00 — trading 7.5% below its estimated fair value. The current OCF Margin % is 0.00%. Delhi Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Delhi Bank (DWNX), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $21.00 is trading 7.5% below its estimated GF Value™ of $22.71. GuruFocus considers Delhi Bank to be Fairly Valued.

Key valuation signals for DWNX:

  • OCF Margin %: 0.00%
  • GF Value™: $22.71 vs. price of $21.00 (7.5% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delhi Bank Business Description

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
57GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$22.71
GF Value