DWNX (Delhi Bank) EV-to-OCF: (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DWNX Delhi Bank Corp DWNX
53 GF Score
Price $21.15
GF Value $23.66
Valuation Modestly Undervalued
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What is Delhi Bank EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Delhi Bank's Enterprise Value is $57.45 Mil. Delhi Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Delhi Bank's EV-to-OCF for today is .

The historical rank and industry rank for Delhi Bank's EV-to-OCF or its related term are showing as below:

DWNX' s EV-to-OCF Range Over the Past 10 Years
Min: 21.45   Med: 0   Max: 21.45
Current: 21.45

During the past 13 years, the highest EV-to-OCF of Delhi Bank was 21.45. The lowest was 21.45. And the median was .

DWNX's EV-to-OCF is ranked worse than
87.6% of 1500 companies
in the Banks industry
Industry Median: 3.975 vs DWNX: 21.45

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-01), Delhi Bank's stock price is $21.15. Delhi Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.880. Therefore, Delhi Bank's PE Ratio (TTM) for today is 24.03.


Delhi Bank  (OTCPK:DWNX) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Delhi Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=21.15/0.880
=24.03

Delhi Bank's share price for today is $21.15.
Delhi Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.880.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Delhi Bank EV-to-OCF Related Terms


Delhi Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Delhi Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank EV-to-OCF Chart

Delhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.44 13.34 19.68 18.12 19.74

Delhi Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 19.74 0.00 0.00

DWNX vs LFGP, CBWA, MVLY: EV-to-OCF Comparison

For the Banks - Regional subindustry, Delhi Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delhi Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Delhi Bank's EV-to-OCF falls into.


DWNX
53GF Score
Delhi Bank Corp DWNX
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delhi Bank EV-to-OCF Calculation

Delhi Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=57.452/0
=

Delhi Bank's current Enterprise Value is $57.45 Mil.
Delhi Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $21.15 is trading 10.6% below its estimated GF Value™ of $23.66. GuruFocus considers Delhi Bank to be Modestly Undervalued.

Key valuation signals for DWNX:

  • EV-to-OCF:
  • GF Value™: $23.66 vs. price of $21.15 (10.6% below fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delhi Bank Business Description

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
53GF Score

Get the complete analysis for DWNX

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.15
Price
$23.66
GF Value