FPBC (First Pacific Bancorp) 1-Year Share Buyback Ratio: -1.20% (As of Mar. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FPBC First Pacific Bancorp FPBC
52 GF Score
Price $8.00
GF Value $6.52
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Pacific Bancorp 1-Year Share Buyback Ratio?

First Pacific Bancorp FPBC +0.63% 52 1-Year Share Buyback Ratio is -1.20 as of Mar. 2026. GuruFocus rates FPBC with a GF Score™ of 52/100 and a GF Value™ of $6.52 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 888 Banks companies, First Pacific Bancorp ranks worse than 76.01% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. First Pacific Bancorp's current 1-Year Share Buyback Ratio was -1.20%.

FPBC's 1-Year Share Buyback Ratio is ranked worse than
76.01% of 888 companies
in the Banks industry
Industry Median: -0.1 vs FPBC: -1.20

First Pacific Bancorp  (OTCPK:FPBC) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


First Pacific Bancorp 1-Year Share Buyback Ratio Related Terms


FPBC vs GBNY, WOBK, PWBK: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, First Pacific Bancorp's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Pacific Bancorp 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's 1-Year Share Buyback Ratio falls into.


FPBC
52GF Score
First Pacific Bancorp FPBC
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Pacific Bancorp 1-Year Share Buyback Ratio Calculation

First Pacific Bancorp's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(4.335 - 4.385) / 4.335
=-1.2%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of -1.20 mean?
First Pacific Bancorp (FPBC) has a 1-Year Share Buyback Ratio of -1.20 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for First Pacific Bancorp and its competitors. According to the industry distribution chart, First Pacific Bancorp ranks #675 out of 888 companies in the Banks industry, placing it in the top 76%.
Is First Pacific Bancorp's 1-Year Share Buyback Ratio too high?
First Pacific Bancorp's current 1-Year Share Buyback Ratio is -1.20. Based on the distribution chart, First Pacific Bancorp ranks #675 out of 888 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Pacific Bancorp has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's 1-Year Share Buyback Ratio compare to GBNY and WOBK?
According to the Banks industry distribution chart, First Pacific Bancorp ranks #675 out of 888 companies for 1-Year Share Buyback Ratio. This places First Pacific Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for First Pacific Bancorp and its competitors. First Pacific Bancorp's current 1-Year Share Buyback Ratio is -1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.52, compared to a current price of $8.00 — trading 22.7% above its estimated fair value. The current 1-Year Share Buyback Ratio is -1.20. First Pacific Bancorp's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current 1-Year Share Buyback Ratio is -1.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be overvalued. The current stock price of $8.00 is trading 22.7% above its estimated GF Value™ of $6.52. GuruFocus considers First Pacific Bancorp to be Modestly Overvalued.

Key valuation signals for FPBC:

  • 1-Year Share Buyback Ratio: -1.20
  • GF Value™: $6.52 vs. price of $8.00 (22.7% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
52GF Score

Get the complete analysis for FPBC

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.00
Price
$6.52
GF Value