FPBC (First Pacific Bancorp) Tariff Resilience Score: 8/10 (As of Jun. 27, 2026)


FPBC First Pacific Bancorp FPBC
59 GF Score
Price $6.00
GF Value $6.53
Valuation Fairly Valued
! 2 Warning Signs
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What is First Pacific Bancorp Tariff Resilience Score?

First Pacific Bancorp FPBC 59 Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus rates FPBC with a GF Score™ of 59/100 and a GF Value™ of $6.53 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,606 Banks companies, First Pacific Bancorp ranks better than 78.64% on this metric.

First Pacific Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

First Pacific Bancorp has As a financial institution, First Pacific Bancorp has minimal direct exposure to tariffs. Its operations are primarily domestic, reducing vulnerability to international trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Pacific Bancorp might have Highly Resilient.

First Pacific Bancorp  (OTCPK:FPBC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Pacific Bancorp Tariff Resilience Score Related Terms

FPBC vs FBPI, WVFC, ECLP: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Pacific Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Pacific Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Tariff Resilience Score falls into.


FPBC
59GF Score
First Pacific Bancorp FPBC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
First Pacific Bancorp (FPBC) has a Tariff Resilience Score of 8 as of Jun. 27, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Pacific Bancorp ranks #343 out of 1606 companies in the Banks industry, placing it in the top 21.4%.
Is First Pacific Bancorp's Tariff Resilience Score too high?
First Pacific Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, First Pacific Bancorp ranks #343 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Pacific Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's Tariff Resilience Score compare to FBPI and WVFC?
According to the Banks industry distribution chart, First Pacific Bancorp ranks #343 out of 1606 companies for Tariff Resilience Score. This places First Pacific Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Pacific Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Fairly Valued. The stock's GF Value™ is $6.53, compared to a current price of $6.00 — trading 8.1% below its estimated fair value. The current Tariff Resilience Score is 8. First Pacific Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 8.1% below its estimated GF Value™ of $6.53. GuruFocus considers First Pacific Bancorp to be Fairly Valued.

Key valuation signals for FPBC:

  • Tariff Resilience Score: 8
  • GF Value™: $6.53 vs. price of $6.00 (8.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
59GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.53
GF Value