FPBC (First Pacific Bancorp) 3-1 Month Momentum %: 28.60% (As of Jul. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FPBC First Pacific Bancorp FPBC
54 GF Score
Price $7.50
GF Value $6.52
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Pacific Bancorp 3-1 Month Momentum %?

First Pacific Bancorp FPBC +3.45% 54 3-1 Month Momentum % is 28.60% as of Jul. 18, 2026. GuruFocus rates FPBC with a GF Score™ of 54/100 and a GF Value™ of $6.52 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,565 Banks companies, First Pacific Bancorp ranks better than 75.85% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-18), First Pacific Bancorp's 3-1 Month Momentum % is 28.60%.

The industry rank for First Pacific Bancorp's 3-1 Month Momentum % or its related term are showing as below:

FPBC's 3-1 Month Momentum % is ranked better than
75.85% of 1565 companies
in the Banks industry
Industry Median: 2.03 vs FPBC: 28.60

First Pacific Bancorp  (OTCPK:FPBC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


First Pacific Bancorp 3-1 Month Momentum % Related Terms


FPBC vs BAFN, MNBO, GTPS: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, First Pacific Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Pacific Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's 3-1 Month Momentum % falls into.


FPBC
54GF Score
First Pacific Bancorp FPBC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Pacific Bancorp  (OTCPK:FPBC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 28.60% mean?
First Pacific Bancorp (FPBC) has a 3-1 Month Momentum % of 28.60% as of Jul. 18, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Pacific Bancorp and its competitors. According to the industry distribution chart, First Pacific Bancorp ranks #378 out of 1565 companies in the Banks industry, placing it in the top 24.2%.
Is First Pacific Bancorp's 3-1 Month Momentum % too high?
First Pacific Bancorp's current 3-1 Month Momentum % is 28.60%. The Banks industry median 3-1 Month Momentum % is 2.03. First Pacific Bancorp's value of 28.60% is 1308.9% above this industry median. Based on the distribution chart, First Pacific Bancorp ranks #378 out of 1565 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Pacific Bancorp has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's 3-1 Month Momentum % compare to BAFN and MNBO?
According to the Banks industry distribution chart, First Pacific Bancorp ranks #378 out of 1565 companies for 3-1 Month Momentum %. This places First Pacific Bancorp in the top 24% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.03. First Pacific Bancorp's value of 28.60% is 1308.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Pacific Bancorp's current 3-1 Month Momentum % of 28.60% is 1308.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Pacific Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Pacific Bancorp's current 3-1 Month Momentum % is 28.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.52, compared to a current price of $7.50 — trading 15% above its estimated fair value. The current 3-1 Month Momentum % is 28.60% and 1308.9% above the Banks industry median of 2.03. First Pacific Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current 3-1 Month Momentum % is 28.60% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be overvalued. The current stock price of $7.50 is trading 15% above its estimated GF Value™ of $6.52. GuruFocus considers First Pacific Bancorp to be Modestly Overvalued.

Key valuation signals for FPBC:

  • 3-1 Month Momentum %: 28.60%
  • GF Value™: $6.52 vs. price of $7.50 (15% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 1308.9% above the Banks median (#378 of 1565)

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
54GF Score

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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$6.52
GF Value