OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Pacific Bancorp OCF Yield % Related Terms
First Pacific Bancorp OCF Yield % Historical Data
* Premium members only.
The historical data trend for First Pacific Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Pacific Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Pacific Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Pacific Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Pacific Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Pacific Bancorp (FPBC) has a OCF Yield % of 12.95 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Pacific Bancorp and its competitors. Over the past decade, First Pacific Bancorp's OCF Yield % has ranged from 11.59 to 12.95. According to the industry distribution chart, First Pacific Bancorp ranks #532 out of 1501 companies in the Banks industry, placing it in the top 35.4%.
Is First Pacific Bancorp's OCF Yield % too high?
First Pacific Bancorp's current OCF Yield % is 12.95. Over the past 10 years, this metric has ranged from a low of 11.59 to a high of 12.95. The Banks industry median OCF Yield % is 9.25. First Pacific Bancorp's value of 12.95 is 40% above this industry median. Based on the distribution chart, First Pacific Bancorp ranks #532 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, First Pacific Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's OCF Yield % compare to FBPI and WVFC?
According to the Banks industry distribution chart, First Pacific Bancorp ranks #532 out of 1501 companies for OCF Yield %. This puts First Pacific Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.25. First Pacific Bancorp's value of 12.95 is 40% above this benchmark. Historically, First Pacific Bancorp's own OCF Yield % has ranged from 11.59 to 12.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Pacific Bancorp's current OCF Yield % of 12.95 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Pacific Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Pacific Bancorp's current OCF Yield % is 12.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Fairly Valued. The stock's GF Value™ is $6.53, compared to a current price of $6.00 — trading 8.1% below its estimated fair value. The current OCF Yield % is 12.95 and 40% above the Banks industry median of 9.25. First Pacific Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current OCF Yield % is 12.95 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Pacific Bancorp (FPBC) Overvalued in 2026?
Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be undervalued.
The current stock price of $6.00 is trading 8.1% below its estimated GF Value™ of $6.53.
GuruFocus considers First Pacific Bancorp to be Fairly Valued.
Key valuation signals for FPBC:
OCF Yield %: 12.95
GF Value™: $6.53 vs. price of $6.00 (8.1% below fair value)
Industry Position: 40% above the Banks median (#532 of 1501)
No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
59GF Score
Get the complete analysis for FPBC
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FPBC has been successfully added to your 
