Finbond Group (JSE:FGL) Net Loan: R737 Mil (As of Feb. 2026)

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JSE:FGL Finbond Group Ltd JSE:FGL
28 GF Score
Price R0.84
GF Value R0.94
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Finbond Group Net Loan?

Finbond Group JSE:FGL 28 Net Loan is R737 Mil as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 28/100 and a GF Value™ of R0.94 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Finbond Group's quarterly net loan declined from Feb. 2025 (R724 Mil) to Aug. 2025 (R666 Mil) but then increased from Aug. 2025 (R666 Mil) to Feb. 2026 (R737 Mil).

Finbond Group's annual net loan increased from Feb. 2024 (R701 Mil) to Feb. 2025 (R666 Mil) and increased from Feb. 2025 (R666 Mil) to Feb. 2026 (R737 Mil).

Finbond Group Net Loan Historical Data

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The historical data trend for Finbond Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group Net Loan Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,095.39 672.74 700.60 724.46 736.83

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 700.60 724.97 724.46 666.26 736.83
JSE:FGL
28GF Score
Finbond Group Ltd JSE:FGL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbond Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R737 Mil mean?
Finbond Group (JSE:FGL) has a Net Loan of R737 Mil as of Feb. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Finbond Group and its competitors.
Is Finbond Group's Net Loan too high?
Finbond Group's current Net Loan is R737 Mil. Overall, Finbond Group has a GF Score™ of 28/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Net Loan compare to RKT and FNMA?
Finbond Group's Net Loan of R737 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Finbond Group and its competitors. Finbond Group's current Net Loan is R737 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Modestly Undervalued. The stock's GF Value™ is R0.94, compared to a current price of R0.84 — trading 10.6% below its estimated fair value. The current Net Loan is R737 Mil. Finbond Group's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Net Loan is R737 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.84 is trading 10.6% below its estimated GF Value™ of R0.94. GuruFocus considers Finbond Group to be Modestly Undervalued.

Key valuation signals for JSE:FGL:

  • Net Loan: R737 Mil
  • GF Value™: R0.94 vs. price of R0.84 (10.6% below fair value)
  • GF Score™: 28/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
28GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.84
Price
R0.94
GF Value